Cascade County property record for 45 Buffalo Dr, Great Falls, MT 59404
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 5.5 ba · 3,552 sqft · built 2016 |
| Lot Size | 20.7 acres (905,177 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $29,010 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2021 Sale + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | R0238224 |
| Primary APN | R0238224 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,552 sqft Living Area |
| 1st Floor Area | 3,552 sqft |
| Basement Area | 3,552 sqft |
| Finished Basement | 3,552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 905,177 sqft (20.7 acres) |
| Terrain | Wooded |
| Garage Area | 1,330 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 643 sqft |
| Deck Area | 1,317 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 0002519900 |
|---|---|
| Street Address | 45 BUFFALO DR |
| City | GREAT FALLS |
| State | MT |
| Zip | 59404-6421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S35, T20 N, R03 E, C.O.S. 1414, BLOCK 32 |
| Legal Range | 03E |
| Legal Township | 20N |
| Legal Section | 35 |
| Legal Subdivision | CERTIFICATE OF SURVEY NO 1414 |
| Legal Block | 32 |
| Jurisdiction | CASCADE MT |
| Township / Civil Division | GREAT FALLS |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 2302 |
45 Buffalo Dr, a rural home, is owner-occupied and held in a trust since March 2021.
Source: Cascade County records, as of September 3, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 45 BUFFALO DR, GREAT FALLS, MT 59404-6421 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Mar 5, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Jul 11, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MONTANA FCU |
| Jun 13, 2018 | Deed of Trust, Mortgage · ARM FIRST INTERSTATE BANK |
| Feb 15, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2021 |
| Deed Sale | Mar 5, 2021 |
| Deed Document Number | 2021405711 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 45 BUFFALO DR, GREAT FALLS, MT 59404-6421 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00R0417980 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | R0417980 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Max Rate | 7.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASCADE MT |
| Recording Date | Mar 5, 2021 |
| Property Address | 45 BUFFALO DR, GREAT FALLS, MT 59404-6421 |
| Document Number | 00R0405711 |
| Instrument Date | Mar 4, 2021 |
| Instrument | R0405711 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 45 BUFFALO DR, GREAT FALLS, MT 59404-6421 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 45 BUFFALO DR, GREAT FALLS, MT 59404-6421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000373017 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | R0373017 |
| Name | MONTANA FCU |
|---|---|
| Type | Credit Union |
| Address | GREAT FALLS, MT 59403 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 145 Months |
| Due | Aug 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 45 BUFFALO DR, GREAT FALLS, MT 59404-6421 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FATCO |
| Name | Verified Name |
|---|
| Document Number | 0000356601 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | R0356601 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Address | BELGRADE, MT 59714 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.62% |
| Index | 1-Year LIBOR |
| Max Rate | 9.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASCADE MT |
| Property Address | 45 BUFFALO DR, GREAT FALLS, MT 59404-6421 |
| Document Number | 0000336433 |
| Instrument Date | Feb 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 92 HAWK DR GREAT FALLS MT 594046426, GREAT FALLS, MT 59404-6426 |
| Document Number | 0000336433 |
|---|---|
| Date | Mar 7, 2017 |
| Instrument | 336433 |
| Name | FIRST INTERSTATE BK |
|---|---|
| Type | Bank |
| Address | GREAT FALLS, MT 59403-5010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 45 Buffalo Dr was $29,010, up 20.2% from the year before.
Source: Cascade County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Cascade County |
| Elementary School District | Great Falls Elementary School District (PK - 08) |
| Secondary School District | Great Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $29,010.00 (+20.24%) | $2,687,922 (-) | |
| 2025 | $24,127.00 | $2,687,922 | $2,687,922 Land $78,302 Building $2,609,620 |
| 2023 | $18,264.00 | $2,356,849 | $2,356,849 Land $80,489 Building $2,276,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Buffalo Dr in Zone D, where flood risk has not been studied.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Buffalo Dr is moderate, ranking above 47% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 77% of Montana |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Konceptio Data Services Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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