45 Bruce St, Leominster, MA 01453 Property Records

Worcester County and Leominster City property record for 45 Bruce St, Leominster, MA 01453

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,414 sqft · built 1982
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (May 2012)
Tax Bill	$7,561 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`105049`

Property Details

APN / Parcel Number

Primary APN	`105049`
Alternative APN	`LEOM M:0406 B:0026A L:0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,414 sqft Living Area
Gross Area	4,436 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	105049
Street Address	45 BRUCE ST
City	LEOMINSTER
State	MA
Zip	01453-4684
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LEOMINSTER
Legal Block	26A
Jurisdiction	LEOMINSTER MA
Township / Civil Division	LEOMINSTER
Census Block Group	1
Census Block	1001
Census Tract	709201

Owner

Source: Worcester County and Leominster City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 BRUCE ST, LEOMINSTER, MA 01453-4684
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2012 · Amount on Record
Deed Sale	May 18, 2012 · Amount on Record
Prior Sale	Jan 26, 2001 · Amount on Record
Deed Book / Page	7636 / 102
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEOMINSTER MA
Property Address	45 BRUCE ST, LEOMINSTER, MA 01453-4684
Document Number	9442-206
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BRUCE ST LEOMINSTER MA 014534684, LEOMINSTER, MA 01453-4684

Mortgage

Document Number	9442-206
Date	Oct 8, 2019
Book Page	009442/000206
Instrument	17663

Lender

Name	ST MARY'S CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Oct 7, 2032

Tax Assessment & Valuation

Source: Worcester County and Leominster City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Leominster City
Unified School District	Leominster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,561.00 (+9.98%)	$538,900 (+13.74%) Land $161,800 Building $377,100
2024	$6,875.00 (+7.49%)	$473,800 (+15.11%) Land $153,900 Building $319,900
2023	$6,396.00	$411,600 Land $133,900 Building $277,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEOMINSTER WATER DIVISION serves 41,683 people · EPA ID MA2153000
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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