45 Bruce Dr, Peru, NY 12972 Property Records

Clinton County and Peru Town property record for 45 Bruce Dr, Peru, NY 12972 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1982
Square Footage	2,893 sqft Living Area
Lot Size	117,612 sqft (2.7 acres)
Garage	Attached, 750 sqft
Occupancy	Owner Occupied
Tax Bill	$1,841.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`094000 293.-1-47.15`
Alternative APN	`400029300000010470150000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,893 sqft Living Area
1st Floor	1,463 sqft 1st Floor
Basement Area	1,430 sqft Basement
Finished Basement	1,430 sqft Finished
Stories	1 Stories

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Raised Ranch Style
Exterior Material	Wood Exterior
Lot Area	117,612 sqft (2.7 acres)
Parking Spaces	3 Parking Spaces
Garage Type	Attached Garage
Garage Area	750 sqft Garage

Exterior Amenities

Pool Type	In-Ground Vinyl Pool Pool Type
Patio Area	512 sqft Patio
Porch	1 Porch
Porch Area	285 sqft Porch

Utilities and HVAC

Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Street Address	45 BRUCE DR
City	PERU
State	NY
Zip	12972-4916
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLATTS GREAT LOC L6 TIFFANY WOODS SUBDDIVISIO MPA 7 PG 3 LOT 10
Legal Block	1
Legal Lot Number	47.015
Jurisdiction	CLINTON NY
Minor Civil Division	PERU
Census Blockgroup	1
Census Block	1037
Census Tract	101902

Owner

Source: Clinton County and Peru Town records · APN 094000 293.-1-47.15

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 BRUCE DR, PERU, NY 12972-4916
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON NY
Property Address	45 BRUCE DR, PERU, NY 12972-4916
Transaction Type	Mortgage
Record Updated	Apr 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000349491
Date	Mar 18, 2026
Instrument	2026-00349491

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2056

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clinton County and Peru Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Clinton County
County Subdivision	Peru Town
Unified School District	Peru Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,841.00	$331,900 (-) Land $44,100 Building $287,800	$331,900 (-) Land $44,100 Building $287,800
2023		$331,900 Land $39,100 Building $292,800	$331,900 Land $39,100 Building $292,800

Flood & Wildfire

45 Bruce Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Clinton County (36019C), updated June 20, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.