Gloucester County and East Greenwich Township property record for 45 Brown Ter, Clarksboro, NJ 08020
| Property Type | Single Family Home |
|---|---|
| Details | 1,392 sqft · built 1980 |
| Lot Size | 0.402 acres (17,498 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $197,000 (Feb 2020) |
| Tax Bill | $6,922 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-01509-0000-00006 |
| Primary APN | 03-01509-0000-00006 |
|---|---|
| Alternative APN |
|
| Building Area | 1,392 sqft Living Area |
|---|
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Lot Area | 17,498 sqft (0.402 acres) |
| Lot Dimensions | 175 ft deep x 100 ft wide |
| Street Address | 45 BROWN TER |
|---|---|
| City | CLARKSBORO |
| State | NJ |
| Zip | 08020-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Subdivision | ARTHUR DERSCH SEC B |
| Legal Block | 1509 |
| Legal Lot Number | 6 |
| Jurisdiction | GLOUCESTER NJ |
| Township / Civil Division | EAST GREENWICH |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 500601 |
Source: Gloucester County and East Greenwich Township records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 BROWN TER, CLARKSBORO, NJ 08020-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Feb 6, 2020 | Grant Deed, Transfer · Conventional with PMI MORTGAGE ACCESS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 6, 2020 · Amount on Record |
| Deed Sale | Feb 6, 2020 · Amount on Record |
| Deed Document Number | 20205238 |
| Deed Book / Page | 6237 / 334 |
| Last Transfer Date | Nov 15, 2021 |
| Transfer Doc | 0000004728 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Jan 28, 2022 |
| Property Address | 45 BROWN TER, CLARKSBORO, NJ 08020-1305 |
| Document Number | 0000004728 |
| Book / Page | 6621 / 42 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 4728 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 BROWN TER, CLARKSBORO, NJ 08020-1305 |
| Document Number | 0000004729 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 4729 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2042 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GLOUCESTER NJ |
| Recording Date | Feb 6, 2020 |
| Property Address | 45 BROWN TER, CLARKSBORO, NJ 08020-1305 |
| Document Number | 0000005238 |
| Book / Page | 006237 / 000334 |
| Instrument Date | Jan 30, 2020 |
| Instrument | 5238 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2020 |
| Title Company | WEIRCHERT TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $197.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 BROWN TER CLARKSBORO NJ 080201305, CLARKSBORO, NJ 08020-1305 |
| Document Number | 5239 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 016106/000294 |
| Instrument | 5239 |
| Name | MORTGAGE ACCESS |
|---|---|
| Type | Mortgage Company |
| Address | MORRIS PLAINS, NJ 07950 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2050 |
Source: Gloucester County and East Greenwich Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Gloucester County |
| County Subdivision | East Greenwich Township |
| Elementary School District | East Greenwich Township School District (KG - 06) |
| Secondary School District | Kingsway Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,200 (-) Land $75,100 Building $142,100 | $217,200 (-) Land $75,100 Building $142,100 | |
| 2025 | $6,922.00 (+0.26%) | $217,200 (+5.74%) Land $75,100 Building $142,100 | $217,200 (+5.74%) Land $75,100 Building $142,100 |
| 2024 | $6,904.00 (+12.39%) | ||
| 2023 | $205,400 Land $75,100 Building $130,300 | $205,400 Land $75,100 Building $130,300 | |
| 2022 | $6,143.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST GREENWICH TWP WATER DEPT serves 9,900 people · EPA ID NJ0803001 |
|---|---|
| Water Source | Purchased surface water from NJ AMERICAN WATER - WESTERN |
| Last State Inspection | Jun 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Copper | 2.4 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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