45 Brown Rd, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 45 Brown Rd, Howell, NJ 07731

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4 bd · 3 ba · 3,024 sqft · built 2005
Lot Size	1 acre (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$11,171 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Feb 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-00071-0000-00025-01`

Property Details

APN / Parcel Number

Primary APN	`21-00071-0000-00025-01`
Alternative APNs	`21000710000000250001` `3666500`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,024 sqft Living Area
1st Floor Area	1,512 sqft
Upper Floors Area	1,512 sqft
Basement Area	1,512 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	43,560 sqft
Garage Type	Attached
Porch	Open Porch

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	3666500
Street Address	45 BROWN RD
City	HOWELL
State	NJ
Zip	07731-2409
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	ARE2
Legal Block	71
Legal Lot Number	25.1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1004
Census Tract	811304

Owner

45 Brown Rd, an agricultural property, is owned and occupied by an individual who acquired it in September 2020.

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	45 BROWN RD, HOWELL, NJ 07731-2409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Line of Credit AMBOY BANK
Feb 9, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Sep 6, 2017	Quit Claim Deed, Transfer PRESTIGE NJ TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2017
Deed Sale	Sep 6, 2017
Deed Document Number	201786622
Last Transfer Date	Sep 15, 2020
Transfer Doc	0094469338
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	45 BROWN RD, HOWELL, NJ 07731-2409
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BROWN RD, HOWELL, NJ 07731-2409

Mortgage

Document Number	0097767621
Date	Jan 27, 2026
Book Page	9776/7621
Instrument	2026007562

Lender

Name	AMBOY BANK
Type	Bank
Address	OLD BRIDGE, NJ 08857

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	45 BROWN RD, HOWELL, NJ 07731-2409
Transaction Type	Mortgage
Record Updated	Mar 17, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BROWN RD, HOPEWELL TOWNSHIP, NJ

Mortgage

Document Number	0096337184
Date	Feb 9, 2023
Book Page	9633/7184
Instrument	2023009658

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 3, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 6, 2017
Property Address	45 BROWN RD, HOWELL, NJ 07731-2409
Document Number	0000086622
Book / Page	009246 / 007280
Instrument Date	Aug 16, 2017
Instrument	86622
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	PRESTIGE NJ TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BROWN RD HOWELL NJ 077312409, HOWELL, NJ 07731-2409

Tax Assessment & Valuation

The 2025 property tax bill for 45 Brown Rd was $11,171 with a widower's exemption, up 12.3% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$687,800 (+5.96%) Land $300,000 Building $387,800	$687,800 (+5.96%) Land $300,000 Building $387,800
2025	$11,171.00 (+12.26%) Widower's exemption	$649,100 Land $260,000 Building $389,100	$649,100 Land $260,000 Building $389,100
2024	$9,951.00
2023		$524,400 Land $142,000 Building $382,400	$524,400 Land $142,000 Building $382,400
2022	$10,189.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Brown Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Brown Rd is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, Verizon.

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