45 Brookside Rd, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 45 Brookside Rd, Topsfield, MA 01983

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,187 sqft · built 1977
Lot Size0.919 acres (40,023 sqft)
Owner2 Trust Names on File
Last Sale$635,000 (Jul 2014)
Tax Bill$12,652 (2025)
Deeds & MortgagesMay 2020 Mortgage
Nov 2020 Refinance
+ 2 more
Flood ZoneZone X (minimal risk)
APNTOPS M:0026 B:0047 L

Property Details

APN / Parcel Number

Primary APNTOPS M:0026 B:0047 L
Alternative APN
  • 936

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,187 sqft Living Area
Gross Area4,317 sqft
Basement Area1,277 sqft
Unfinished Basement1,277 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,023 sqft (0.919 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number936
Street Address45 BROOKSIDE RD
CityTOPSFIELD
StateMA
Zip01983-1519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIRA
Legal Block47
JurisdictionTOPSFIELD MA
Township / Civil DivisionTOPSFIELD
Census Block Group1
Census Block1027
Census Tract214100

Owner

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address45 BROOKSIDE RD, TOPSFIELD, MA 01983-1519
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
May 14, 2020Deed of Trust, Mortgage · Balloon Mortgage
CITIZENS BANK
Nov 18, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
DRAPER AND KRAMER MORTGAGE CORP.
Apr 10, 2018Quit Claim Deed, Transfer
Quitclaim
Jul 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 30, 2014 · Amount on Record
Deed SaleJul 30, 2014 · Amount on Record
Deed Book / Page33442 / 329
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address45 BROOKSIDE RD, TOPSFIELD, MA 01983-1519
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38515-289
DateMay 14, 2020
Book Page38515/289
Instrument20200514001470
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term301 Months
DueJun 1, 2045

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address45 BROOKSIDE RD, TOPSFIELD, MA 01983-1519
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39198-206
DateNov 18, 2020
Book Page39198/206
Instrument20201118006680
Lender
NameDRAPER AND KRAMER MORTGAGE CORP.
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueDec 1, 2045

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionTOPSFIELD MA
Recording DateApr 10, 2018
Property Address45 BROOKSIDE RD, TOPSFIELD, MA 01983-1519
Document Number36637-289
Book / Page036637 / 000289
Instrument DateApr 3, 2018
Instrument1804100530
Transaction TypeTransfer
Record UpdatedMay 1, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address45 BROOKSIDE RD TOPSFIELD MA 019831519, TOPSFIELD, MA 01983-1519

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address45 BROOKSIDE RD, TOPSFIELD, MA 01983-1519
Document Number36031-357
Instrument DateJul 12, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36031-357
DateJul 20, 2017
Book Page036031/000357
Instrument1707200101
Lender
NameBANK OF AMERICA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 19, 2047

Tax Assessment & Valuation

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionTopsfield Town
Secondary School DistrictMasconomet School District (07 - 12)
Elementary School DistrictTopsfield School District (PK - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,652.00 (+3.47%)$844,000 (+1.39%) Land $380,700 Building $463,300$964,345
2024$12,228.00$832,400 Land $369,100 Building $463,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1978–2010)
Claims Outside the SFHA3 of 5
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOPSFIELD WATER DEPARTMENT
serves 5,435 people · EPA ID MA3298000
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

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