Buncombe County property record for 45 Brookside Rd, Asheville, NC 28803
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,326 sqft · built 1954 |
| Lot Size | 1.98 acres (86,249 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,452 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 728587-2020-202 |
| Primary APN | 728587-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,326 sqft Living Area |
| Gross Area | 5,918 sqft |
| 1st Floor Area | 2,456 sqft |
| Basement Area | 1,574 sqft |
| Finished Basement | 374 sqft |
| Unfinished Basement | 1,200 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 86,249 sqft (1.98 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 888 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 728587-2020-202 |
|---|---|
| Street Address | 45 BROOKSIDE RD |
| City | ASHEVILLE |
| State | NC |
| Zip | 28803-3015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUBDIV: BILTMORE FOREST BLOCK: X LOT: 17 SECTION: PLAT: 0010-0011 |
| Legal Subdivision | BILTMORE FOREST |
| Legal Block | X |
| Legal Lot Number | 17 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LIMESTONE |
| Census Block Group | 1 |
| Census Block | 1071 |
| Census Tract | 2101 |
45 Brookside Rd is owned and occupied by an individual who acquired it in October 2014.
Source: Buncombe County records, as of September 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 BROOKSIDE RD, ASHEVILLE, NC 28803-3015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 17, 2014 |
| Transfer Doc | 0052552000 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 45 BROOKSIDE RD, ASHEVILLE, NC 28803-3015 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LENDERLIVE SETTLEMENT SERVIC |
| Name | Verified Name |
|---|
| Document Number | 0056491326 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 5649/1326 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Address | SALT LAKE CITY, UT 84111 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Apr 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
The 2025 property tax bill for 45 Brookside Rd was $6,452, up 6.9% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Biltmore Forest Town |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,452.00 (+6.95%) | $1,180,500 Land $542,000 Building $638,500 | $1,180,500 Land $542,000 Building $638,500 |
| 2024 | $6,033.00 (+3.95%) | ||
| 2023 | $5,804.00 | $1,165,600 | $1,165,600 Land $542,000 Building $623,600 |
| 2021 | $1,180,500 Land $542,000 Building $638,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Brookside Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 19 (1995–2024) |
| Claims Outside the SFHA | 5 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Brookside Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BILTMORE FOREST serves 1,356 people · EPA ID NC0111030 |
|---|---|
| Water Source | Purchased surface water from CITY OF ASHEVILLE |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| AT&T DSL | 100 / 20 |
5G (outdoors only) and 4G LTE
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