Bergen County and Demarest Borough property record for 45 Brook Way, Demarest, NJ 07627
| Property Type | Single Family Home |
|---|---|
| Details | 4,145 sqft · built 2017 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,000,000 (Jul 2026) |
| Tax Bill | $40,730 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00053-0000-00004-02 |
| Primary APN | 09-00053-0000-00004-02 |
|---|---|
| Alternative APNs |
|
| Building Area | 4,145 sqft Living Area |
|---|
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 157 ft deep x 100 ft wide |
| Old Parcel Number | 0900053000000004B |
|---|---|
| Street Address | 45 BROOK WAY |
| City | DEMAREST |
| State | NJ |
| Zip | 07627-2403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.360AC |
| Legal Subdivision | FREDK MORRIS/CRESSKILL |
| Legal Block | 53 |
| Legal Lot Number | 4.2 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DEMAREST |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 9100 |
Source: Bergen County and Demarest Borough records · APN 09-00053-0000-00004-02
Assessment roll updated June 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 BROOK WAY, DEMAREST, NJ 07627-2403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK |
| May 04, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 20, 2026 · Amount on Record |
| Deed Sale | Jul 20, 2026 · Amount on Record |
| Prior Sale | Aug 15, 2016 · Amount on Record |
| Deed Document Number | 202649344 |
| Deed Book / Page | 5851 / 1963 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 20, 2026 |
| Property Address | 45 BROOK WAY, DEMAREST, NJ 07627-2403 |
| Document Number | 0000049344 |
| Book / Page | 5851 / 1963 |
| Instrument Date | Jul 01, 2026 |
| Instrument | 202649344 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | LAND TITLE, ACRES LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $757,500.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 BROOK WAY, DEMAREST, NJ 07627-2403 |
| Document Number | 0000049345, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202649345 |
| Name | JPMORGAN CHASE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 45 BROOK WAY, DEMAREST, NJ 07627-2403 |
| Document Number | 0029502367 |
| Instrument Date | May 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 BROOK WAY DEMAREST NJ 07627, DEMAREST, NJ 07627 |
| Document Number | 0029502367 |
|---|---|
| Date | May 25, 2018 |
| Book Page | 002950/002367 |
| Instrument | 37101 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Demarest Borough records · Assessment roll updated June 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Demarest Borough |
| Elementary School District | Demarest Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,256,500 (-) Land $581,200 Building $1,675,300 | $2,256,500 (-) Land $581,200 Building $1,675,300 | |
| 2025 | $40,730.00 (+6.38%) | $2,256,500 (+80.16%) Land $581,200 Building $1,675,300 | $2,256,500 (+80.16%) Land $581,200 Building $1,675,300 |
| 2024 | $38,289.00 (+7.68%) | ||
| 2023 | $1,252,500 Land $329,700 Building $922,800 | $1,252,500 Land $329,700 Building $922,800 | |
| 2022 | $35,558.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 4 (1999–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 290 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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