Essex County and Manchester-by-the-Sea Town property record for 45 Brook St, Manchester, MA 01944
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,267 sqft · built 1914 |
| Lot Size | 0.26 acres (11,339 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Aug 1999) |
| Tax Bill | $13,268 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | MANC M:0052 B:0000 L:0035 |
| Primary APN | MANC M:0052 B:0000 L:0035 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,267 sqft Living Area |
| Gross Area | 4,424 sqft |
| Basement Area | 1,045 sqft |
| Unfinished Basement | 1,045 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 11,339 sqft (0.26 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 45 BROOK ST |
|---|---|
| City | MANCHESTER |
| State | MA |
| Zip | 01944-1135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | G |
| Legal Lot Number | 35 |
| Jurisdiction | MANCHESTER MA |
| Township / Civil Division | MANCHESTER-BY-THE-SEA |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 218100 |
45 Brook St is owned and occupied by two individuals who bought it in August 1999.
Source: Essex County and Manchester-by-the-Sea Town records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 BROOK ST, MANCHESTER, MA 01944-1135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 1999 · Amount on File |
| Deed Sale | Aug 31, 1999 · Amount on File |
| Prior Sale | Sep 15, 1987 · Amount on File |
| Deed Book / Page | 15910 / 482 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANCHESTER MA |
| Property Address | 45 BROOK ST, MANCHESTER, MA 01944-1135 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 041491-178 |
|---|---|
| Date | Mar 27, 2023 |
| Book Page | 41491/178 |
| Instrument | 20230327000810 |
| Name | BANKGLOUCESTER (GLOUCESTER COOP BANK) |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 45 Brook St was $13,268, up 7.1% from the year before.
Source: Essex County and Manchester-by-the-Sea Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Manchester-by-the-Sea Town |
| Unified School District | Manchester Essex Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,268.00 (+7.1%) | $1,450,100 (+9.44%) Land $465,100 Building $985,000 | $1,638,940 |
| 2024 | $12,389.00 (+2.64%) | $1,325,000 (+14.5%) Land $448,500 Building $876,500 | |
| 2023 | $12,070.00 | $1,157,200 Land $398,600 Building $758,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Brook St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 20 (1978–2024) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Brook St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANCHESTER BY THE SEA DPW serves 5,201 people · EPA ID MA3166000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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