45 Bridle Path Ln, Covington, GA 30016 Property Records

Newton County property record for 45 Bridle Path Ln, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,600 sqft · built 2003
Lot Size	0.269 acres (11,761 sqft)
Owner	2 Owner Names on Record
Last Sale	$166,900 (Feb 2004)
Tax Bill	$3,493 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Jan 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0026D-00000-022-000`

Property Details

APN / Parcel Number

Primary APN	`0026D-00000-022-000`
Alternative APNs	`0026D 022` `12230`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,600 sqft Heated Area
1st Floor Area	2,400 sqft
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Exterior Material	Vinyl
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.269 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12230
Old Parcel Number	0026D 022
Street Address	45 BRIDLE PATH LN
City	COVINGTON
State	GA
Zip	30016-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 134 SADDLEBROOK PH1 BL
Legal Subdivision	SADDLEBROOK & MEADOWS AT SADDLEBROOK
Legal Phase	1
Legal Block	B
Legal Lot Number	134
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1011
Census Tract	100503

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	45 BRIDLE PATH LN, COVINGTON, GA 30016-3113
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2024	Deed of Trust, Mortgage · Line of Credit ACHIEVE LOANS
Jan 19, 2023	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2004 · Amount on Record
Deed Sale	Feb 23, 2004 · Amount on Record
Deed Document Number	0001620351
Deed Book / Page	1620 / 351
Record Updated	Jun 8, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 BRIDLE PATH LN, COVINGTON, GA 30016-3113
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BRIDLE PATH LN, COVINGTON, GA 30016-3113

Mortgage

Document Number	0046800000000648
Date	Dec 4, 2024
Book Page	0000004680/0000000648
Instrument	D2024012785

Lender

Name	ACHIEVE LOANS

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	132 Months
Due	Jan 1, 2035

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 BRIDLE PATH LN, COVINGTON, GA 30016-3113
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BRIDLE PATH LN, COVINGTON, GA 30016-3113

Mortgage

Document Number	0044720000000314
Date	Jan 19, 2023
Book Page	0000004472/0000000314
Instrument	000670

Lender

Name	AMERICAN FINANCE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,493.00 (+3.9%) Homeowner's exemption	$146,040 (+8.47%) Land $18,000 Building $128,040	$365,100 (+8.47%) Land $45,000 Building $320,100
2024	$3,362.00 (+19.26%) Homeowner's exemption	$134,640 (+7.64%) Land $18,000 Building $116,640	$336,600 (+7.64%) Land $45,000 Building $291,600
2023		$125,080 Land $8,800 Building $116,280	$312,700 Land $22,000 Building $290,700
2022	$2,819.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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