45 Bridle Path, Albany, NY 12205 Property Records

Albany County and Colonie Town property record for 45 Bridle Path, Albany, NY 12205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1956
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$103,000 (May 1992)
Tax Bill	$3,636 (2026)
Deeds & Mortgages	Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012601 29.16-2-7`

Property Details

APN / Parcel Number

Primary APN	`012601 29.16-2-7`
Alternative APNs	`260102901600020070000000` `02901600020070000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,240 sqft Living Area
1st Floor Area	856 sqft
Basement Area	384 sqft
Finished Basement	384 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02901600020070000000
Street Address	45 BRIDLE PATH
City	ALBANY
State	NY
Zip	12205-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	42
Legal Description	N-47 E-620 SAND CRK RD S-81-61
Legal Subdivision	BRIDLE PATH
Legal Block	2
Legal Lot Number	7.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	1
Census Block	1025
Census Tract	13703

Owner

45 Bridle Path is owned and occupied by two individuals who bought it in May 1992.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 BRIDLE PATH, ALBANY, NY 12205-2301
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 1992 · Amount on File
Deed Sale	May 13, 1992 · Amount on File
Deed Book / Page	2459 / 425
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	45 BRIDLE PATH, ALBANY, NY 12205-2301
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BRIDLE PATH, ALBANY, NY 12205-2301

Mortgage

Document Number	0000005175
Date	Feb 23, 2022
Instrument	R2022-05175

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 6, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 45 Bridle Path was $3,636 with a homeowner's exemption, up 14.8% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Municipality	Colonie Village
Unified School District	South Colonie Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,636.00 (+14.81%) Homeowner's exemption
2025	$3,167.00 Homeowner's exemption	$87,500 Land $17,500 Building $70,000	$200,200 Land $40,040 Building $160,160
2023		$87,500 (-) Land $17,500 Building $70,000	$171,600 (+9.33%) Land $34,320 Building $137,280
2022		$87,500 Land $17,500 Building $70,000	$156,951 Land $31,390 Building $125,561
2021	$2,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Bridle Path in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Bridle Path is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLONIE VILLAGE serves 8,030 people · EPA ID NY0100194
Water Source	Purchased surface water from LATHAM WATER DISTRICT
Last State Inspection	Nov 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bridle Path

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