45 Bridgegate Dr, San Rafael, CA 94903 Property Records

Marin County property record for 45 Bridgegate Dr, San Rafael, CA 94903

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,953 sqft · built 1988
Lot Size0.346 acres (15,049 sqft)
Owner2 Company Names on Record
Last Sale$825,000 (Dec 1998)
Tax Bill$20,315 (2025)
Deeds & MortgagesJan 2024 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN164-570-16

Property Details

APN / Parcel Number

Primary APN164-570-16

Interior

Bedrooms4 Beds
Full Baths4 Baths
Building Area3,953 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1990
Architectural StyleContemporary
Lot Area15,049 sqft (0.346 acres)
Garage Area805 sqft
Parking Spaces3 Parking Spaces
Pool Area720 sqft
Deck Area114 sqft
Patio Area114 sqft

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address45 BRIDGEGATE DR
CitySAN RAFAEL
StateCA
Zip94903-1095
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32
Legal SubdivisionLUCAS VLY ESTATES 01
Legal Lot Number32
JurisdictionMARIN CA
Township / Civil DivisionSAN RAFAEL
Census Block Group4
Census Block4000
Census Tract107000

Owner

Source: Marin County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address45 BRIDGEGATE DR, SAN RAFAEL, CA 94903-1095
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2024Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jan 27, 2017Deed of Trust, Mortgage · ARM
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 1998 · Amount on Record
Deed SaleDec 1, 1998 · Amount on Record
Deed Document Number199888037
Last Transfer DateDec 5, 2002
Transfer Doc0000118220
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARIN CA
Property Address45 BRIDGEGATE DR, SAN RAFAEL, CA 94903-1095
Transaction TypeMortgage
Record UpdatedFeb 6, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 BRIDGEGATE DR, SAN RAFAEL, CA 94903-1095

Mortgage

Document Number0000002353
DateJan 25, 2024
Instrument2024-0002353
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.37%
Type Change DateFeb 1, 2031
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change11.3%
Max Rate11.3%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARIN CA
Property Address45 BRIDGEGATE DR, SAN RAFAEL, CA 94903-1095
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003778
DateJan 27, 2017
Instrument2017-0003778
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateFeb 1, 2024
Change Frequency5 Years
Min Rate At Change2.25%
Max Rate At Change8.25%
Index3-Month LIBOR
Max Rate8.25%

Tax Assessment & Valuation

Source: Marin County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMarin County
Elementary School DistrictDixie Elementary School District (KG - 08)
Secondary School DistrictSan Rafael City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,459,095 (+2%) Land $459,181 Building $999,914
2025$20,315.00 (+3.11%) Homeowner's exemption$1,430,487 (+4.04%) Land $450,178 Building $980,309
2023$19,703.00 (+4.22%) Homeowner's exemption$1,374,950 Land $432,700 Building $942,250
2022$18,905.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 52% of California
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARIN MUNICIPAL WATER DISTRICT
serves 188,116 people · EPA ID CA2110002
Water SourceSurface water
Last State InspectionAug 2023
LeadUnder 1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25

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