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45 Bridge St, Petoskey, MI 49770 Property Records

Emmet County property record for 45 Bridge St, Petoskey, MI 49770 · Last verified July 2026

Property Summary

Property TypeCommercial
Lot Size0.2 acres (8,712 sqft)
OwnerCompany Name on File
Last Sale$300,000 (Jul 2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Jul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN52-19-06-400-015

Property Details

APN / Parcel Number

Primary APN52-19-06-400-015

Interior

Units3 Units

Exterior

Fire ResistanceFireproof Steel Frame
Lot Area8,712 sqft (0.2 acres)

Location & Zoning

Street Address45 BRIDGE ST
CityPETOSKEY
StateMI
Zip49770-2901
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionCOM ON N LN OF BRIDGE ST AT A PT 57.3' E OF E LN OF LABERTEAUX & LOCKWOOD'S ADD., TH E 57', N 111.37', W 22', N 55.5', W 35'
Legal Range05W
Legal Township34N
Legal Section06
Legal SubdivisionLABERTEAUX & LOCKWOODS ADD
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group3
Census Block3008
Census Tract970800

Owner

Source: Emmet County records · APN 52-19-06-400-015

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1048 E MAIN ST, BOYNE CITY, MI 49712-9183
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 06, 2026Warranty Deed, Transfer · Commercial Mortgage
FIRST COMMUNITY BANK
Jul 06, 2026Warranty Deed, Transfer · Commercial Mortgage
FIRST COMMUNITY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 06, 2026 · Amount on Record
Deed SaleJul 06, 2026 · Amount on Record
Prior SaleMay 24, 2001 · Amount on Record
Deed Document Number20265229282
Deed Book / Page1276 / 234
Prior Transfer DateJun 29, 2026
Prior Transfer Doc0005229282
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateJul 06, 2026
Property Address45 BRIDGE ST, PETOSKEY, MI 49770-2901
Document Number0005229282
Book / Page1276 / 234
Instrument DateJun 29, 2026
Instrument20265229282
Transaction TypeTransfer
Record UpdatedJul 20, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1048 E MAIN ST, BOYNE CITY, MI 49712-9183

Mortgage

Document Number0005229284,
DateJul 06, 2026
Book Page1276/236
Instrument20265229284
Lender
NameFIRST COMMUNITY BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate6.53%
Max Rate-1%

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateJul 06, 2026
Property Address45 BRIDGE ST, PETOSKEY, MI 49770-2901
Document Number0005229282
Book / Page1276 / 234
Instrument DateJun 29, 2026
Instrument20265229282
Transaction TypeTransfer
Record UpdatedJul 29, 2026
Title CompanyTALON TITLE AGENCY, TALON TITLE & ESCROW AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$33,330.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1048 E MAIN ST, BOYNE CITY, MI 49712-9183

Mortgage

Document Number0005229284,
Book Page1276/236
Instrument20265229284
Lender
NameFIRST COMMUNITY BANK
Agreement
TypeCommercial Mortgage
Interest
Rate6.53%
Max Rate-1%

Mortgage

Document Number0005229284,
DateJul 06, 2026
Instrument20265229284
Lender
NameFIRST COMMUNITY BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate6.53%
Max Rate-1%

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260479708003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2012, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 226 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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