45 Bridge St, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 45 Bridge St, Chatham, MA 02633

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,011 sqft · built 2017
Lot Size	1.3 acres (56,769 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,500 (Aug 2018)
Tax Bill	$16,137 (2025)
Deeds & Mortgages	Apr 2021 Refinance Apr 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`CHAT M:14A B:011A L:93`

Property Details

APN / Parcel Number

Primary APN	`CHAT M:14A B:011A L:93`
Alternative APN	`2118`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,011 sqft Living Area
Gross Area	1,661 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	56,769 sqft (1.3 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2118
Street Address	45 BRIDGE ST
City	CHATHAM
State	MA
Zip	02633-2503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	11A
Legal Lot Number	93
Jurisdiction	CHATHAM MA
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2031
Census Tract	10700

Owner

Source: Barnstable County and Chatham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 BRIDGE ST, CHATHAM, MA 02633-2503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SOUTH SHORE BANK
Apr 9, 2018	Quit Claim Deed, Transfer SOUTH SHORE BK
Jan 9, 2018	Deed of Trust, Mortgage BRAINTREE CO-OP BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2018 · Amount on Record
Deed Sale	Aug 10, 2018 · Amount on Record
Prior Sale	Apr 9, 2018
Transfer Doc	0001352215
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	45 BRIDGE ST, CHATHAM, MA 02633-2503
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001425820
Date	Apr 16, 2021
Instrument	1425820

Lender

Name	SOUTH SHORE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	Apr 9, 2018
Property Address	45 BRIDGE ST, CHATHAM, MA 02633-2503
Document Number	0001343650
Instrument Date	Apr 6, 2018
Instrument	1343650
Transaction Type	Transfer
Record Updated	May 2, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 ELDRIDGE CT HINGHAM MA 020432203, HINGHAM, MA 02043-2203

Mortgage

Document Number	1343653
Date	Apr 9, 2018
Instrument	1343653

Lender

Name	SOUTH SHORE BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.13%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	45 BRIDGE ST, CHATHAM, MA 02633-2503
Document Number	0001338489
Instrument Date	Jan 9, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0001338489
Date	Jan 16, 2018
Instrument	1338489

Lender

Name	BRAINTREE CO-OP BK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Chatham Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,137.00 (+2.7%)	$4,650,300 (+5.66%) Land $3,396,500 Building $1,253,800	$4,550,479
2024	$15,712.00 (-2.95%)	$4,401,000 (+5.48%) Land $3,204,200 Building $1,196,800
2023	$16,189.00	$4,172,500 Land $3,091,600 Building $1,080,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 155 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	169 units insured incl. 14 condo units
Nearby Flood Claims	76 (1988–2023)
Claims Outside the SFHA	26 of 76
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 4 claims Blizzards, High Winds & Record Snowfall, Mar 1993 · 4 claims Coastal Storm, Oct 1991 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bridge St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures