45 Bream Ln, Waterloo, SC 29384 Property Records

Laurens County property record for 45 Bream Ln, Waterloo, SC 29384 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	51,692 sqft (1.18 acres)
Occupancy	Owner Occupied
Last Sale	$365,000 (2021)
Tax Bill	$3,576.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`309-00-00-061`
Alternative APNs	`3090000061 01264196` `01264196`

Exterior

Lot Area	51,692 sqft (1.18 acres)

Location & Zoning

Street Address	45 BREAM LN
City	WATERLOO
State	SC
Zip	29384-4868
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Jurisdiction	LAURENS SC
Minor Civil Division	CROSS HILL
Census Blockgroup	2
Census Block	2012
Census Tract	921001

Owner

Source: Laurens County records · APN 309-00-00-061

Assessment roll updated February 3, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 BREAM LN, WATERLOO, SC 29384-4868
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Prior Sale	Jul 14, 2014 · Amount on Record
Deed Doc Number	2021379
Deed Book / Page	1550 / 52
Record Refreshed	Jun 08, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Jan 15, 2021
Property Address	45 BREAM LN, WATERLOO, SC 29384-4868
Document Number	0015500052
Book / Page	001550 / 000052
Instrument Date	Dec 22, 2020
Instrument	379
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,351.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	45 BREAM LN WATERLOO SC 293844868, WATERLOO, SC 29384-4868

Mortgage

Document Number	26570057
Date	Jan 15, 2021
Book Page	002657/000057
Instrument	380

Lender

Name	ATLANTIC BAY MTG
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2051

Tax Assessment & Valuation

Source: Laurens County records · Assessment roll updated February 3, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,576.00 (+54.07%) Homeowner's exemption	$15,560 (+11.94%) Land $3,900 Building $11,660
2024	$2,321.00 (-63.54%) Homeowner's exemption	$13,900 (-33.33%) Land $3,900 Building $10,000
2023	$6,366.00 (-8.73%)	$20,850 (-) Land $6,950 Building $13,900	$347,500 (-2.11%) Building $347,500
2022	$6,975.00	$20,850 Land $5,850 Building $15,000	$355,000 (-) Land $105,000 Building $250,000
2021			$355,000 Land $105,000 Building $250,000

Flood & Wildfire

45 Bream Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Laurens County (45059C), updated June 20, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.