Westchester County and Rye City property record for 45 Bradford Ave, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 5,208 sqft · built 2021 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,875,000 (Oct 2018) |
| Tax Bill | $68,019 (2026) |
| Deeds & Mortgages | Sep 2026 Transfer Sep 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 551400 153-5-1-50 |
| Primary APN | 551400 153-5-1-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 5,208 sqft Living Area |
| 1st Floor Area | 2,885 sqft |
| 2nd Floor Area | 2,323 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 45 BRADFORD AVE |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | BRADFORD |
| Legal Block | 1 |
| Legal Lot Number | 50.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 7500 |
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 45 BRADFORD AVE, RYE, NY 10580-1106 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Sep 29, 2026 | Quit Claim Deed, Transfer VISION ABSTRACT |
| Sep 16, 2020 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Aug 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 30, 2018 | Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2018 · Amount on File |
| Deed Sale | Oct 30, 2018 · Amount on File |
| Deed Document Number | 2018582693314 |
| Last Transfer Date | Jul 27, 2026 |
| Transfer Doc | 0000003282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Sep 29, 2026 |
| Property Address | 45 BRADFORD AVE, RYE, NY 10580-1106 |
| Document Number | 0000003282 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 661203282 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2026 |
| Title Company | VISION ABSTRACT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 45 BRADFORD AVE, RYE, NY 10580-1106 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 45 BRADFORD AVE, RYE, NY 10580-1106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0602603327 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 602603327 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 45 BRADFORD AVE, RYE, NY 10580-1106 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | THROUGHBRED TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0592273103 |
|---|---|
| Date | Aug 15, 2019 |
| Instrument | 592273103 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Oct 30, 2018 |
| Property Address | 45 BRADFORD AVE, RYE, NY 10580-1106 |
| Document Number | 0582693314 |
| Map Reference | MAP471 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 582693314 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | THOROUGHBRED TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 45 BRADFORD AVE, 45, RYE, NY 10580-1106 |
| Name | Verified Name |
|---|---|
| Address | 215 E 80TH ST APT 12B, 12B, NEW YORK, NY 10075-0542 |
| Document Number | 0583033054 |
|---|---|
| Date | Oct 30, 2018 |
| Instrument | 583033054 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,019.00 (+4,232.42%) | ||
| 2025 | $1,570.00 | $53,655 (-) Land $9,950 Building $43,705 | $4,547,034 (+6.78%) Land $843,220 Building $3,703,814 |
| 2024 | $53,655 (-) Land $9,950 Building $43,705 | $4,258,334 (+2.38%) Land $789,683 Building $3,468,651 | |
| 2023 | $53,655 Land $9,950 Building $43,705 | $4,159,303 Land $771,318 Building $3,387,985 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 72 (1978–2024) |
| Claims Outside the SFHA | 35 of 72 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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