45 Boynton Ave SE, Lowell, MI 49331 Property Records

Kent County property record for 45 Boynton Ave SE, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,936 sqft · built 2000
Lot Size	3.28 acres (142,877 sqft)
Owner	2 Individual Names on File
Last Sale	$349,000 (Dec 2013)
Tax Bill	$7,425 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-15-25-400-048`

Property Details

APN / Parcel Number

Primary APN	`41-15-25-400-048`
Alternative APN	`411525400045`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	17 Rooms
Building Area	2,936 sqft Living Area
1st Floor Area	1,286 sqft
Basement Area	1,286 sqft
Finished Basement	895 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Custom Design
Lot Area	142,877 sqft (3.28 acres)
Lot Dimensions	440 ft deep x 325 ft wide
Garage Area	582 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	2,836 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	45 BOYNTON AVE SE
City	LOWELL
State	MI
Zip	49331-9164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP-1
Legal Description	411525400048 PART OF SE 1/4 COM AT E 1/4 COR TH S 1D 21M 22S W ALONG E SEC LINE 325.0 FT TO S LINE OF N 325 FT OF SE 1/4 TH S
Legal Range	10W
Legal Township	07N
Legal Section	25
Jurisdiction	KENT MI
Township / Civil Division	ADA
Census Block Group	1
Census Block	1035
Census Tract	11901

Owner

45 Boynton Ave SE is owned and occupied by two individuals who bought it in December 2013.

Source: Kent County records, as of September 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 BOYNTON AVE SE, LOWELL, MI 49331-9164
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jul 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2013 · Amount on File
Deed Sale	Dec 19, 2013 · Amount on File
Deed Document Number	2013124156
Prior Transfer Date	Jun 25, 2008
Prior Transfer Doc	0000061982
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	45 BOYNTON AVE SE, LOWELL, MI 49331-9164
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BOYNTON AVE SE, LOWELL, MI 49331-9164

Mortgage

Document Number	0000073684
Date	Nov 13, 2025
Instrument	20251113-0073684

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 15, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	45 BOYNTON AVE SE, LOWELL, MI 49331-9164
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BOYNTON AVE SE, LOWELL, MI 49331-9164

Mortgage

Document Number	0000055031
Date	Jul 8, 2022
Instrument	20220708-0055031

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2032

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	45 BOYNTON AVE SE, LOWELL, MI 49331-9164
Document Number	0000043630
Instrument Date	May 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 BOYNTON AVE SE LOWELL MI 493319164, LOWELL, MI 49331-9164

Mortgage

Document Number	0000043630
Date	May 27, 2020
Instrument	43630

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 26, 2040

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	45 BOYNTON AVE SE, LOWELL, MI 49331-9164
Document Number	0000060621
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 BOYNTON AVE SE LOWELL MI 493319164, LOWELL, MI 49331-9164

Mortgage

Document Number	0000060621
Date	Aug 14, 2019
Instrument	60621

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 13, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 45 Boynton Ave SE was $7,425.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Ada Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$350,100 (-4.19%)	$700,200 (-4.19%)
2025	$7,425.00 Homeowner's exemption	$365,400	$730,800
2023		$283,100	$566,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Boynton Ave SE in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	33 (1978–2023)
Claims Outside the SFHA	4 of 33
Most Recent Claim	Apr 2023 · rainfall accumulation
Claims by Event	Flooding, Apr 2013 · 5 claims Severe Storms, Tornadoes, And Flooding, May 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Boynton Ave SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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