45 Bowman Ct, Fredericksburg, VA 22406 Property Records

Stafford County property record for 45 Bowman Ct, Fredericksburg, VA 22406

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,440 sqft · built 2014
Lot Size	4.23 acres (184,259 sqft)
Owner	Owner Name on File
Last Sale	$705,999 (May 2014)
Tax Bill	$8,153 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37E-27`

Property Details

APN / Parcel Number

Primary APN	`37E-27`
Alternative APN	`52741`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,440 sqft Living Area
Basement Area	2,432 sqft
Finished Basement	1,157 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	184,259 sqft (4.23 acres)
Garage Type	Mixed
Garage Area	1,992 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	52741
Street Address	45 BOWMAN CT
City	FREDERICKSBURG
State	VA
Zip	22406-4509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1- AG MIN 3AC
Legal Description	LOT 27 4.23 AC LAKE ESTATES PM130000159
Legal Subdivision	LAKE ESTATES 6
Legal Lot Number	27
Jurisdiction	STAFFORD VA
Township / Civil Division	HARTWOOD
Census Block Group	2
Census Block	2022
Census Tract	10218

Owner

The current owner of 45 Bowman Ct bought it in May 2014.

Source: Stafford County records, as of November 17, 2025

Owner of Record	Owner Name on File
Mailing Address	45 BOWMAN CT, FREDERICKSBURG, VA 22406-4509
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	May 12, 2014 · Amount on File
Deed Sale	May 12, 2014 · Amount on File
Deed Document Number	140006714
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	45 BOWMAN CT, FREDERICKSBURG, VA 22406-4509
Document Number	200001350
Instrument Date	Jan 14, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BOWMAN CT FREDERICKSBURG VA 224064509, FREDERICKSBURG, VA 22406-4509

Mortgage

Document Number	200001350
Date	Jan 21, 2020
Instrument	1350

Lender

Name	PENNYMAC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 45 Bowman Ct was $8,153.

Source: Stafford County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,153.00	$870,400 Land $225,000 Building $645,400	$870,400 Land $225,000 Building $645,400
2023	$7,551.00	$799,100 Land $180,000 Building $619,100	$799,100 Land $180,000 Building $619,100
2021	$7,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Bowman Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Bowman Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people · EPA ID VA6179100
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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