45 Bow St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 45 Bow St, Arlington, MA 02474

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,347 sqft · built 1926
Lot Size0.138 acres (6,003 sqft)
Owner2 Individual Names on Record
Last Sale$471,000 (Jan 2013)
Tax Bill$8,807 (2026)
Deeds & MortgagesApr 2020 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN38186

Property Details

APN / Parcel Number

Primary APN38186
Alternative APN
  • ARLI M:058.0 B:0002 L:0004.A

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,347 sqft Living Area
Gross Area2,897 sqft
Basement Area648 sqft
Unfinished Basement648 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1955
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,003 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number38186
Street Address45 BOW ST
CityARLINGTON
StateMA
Zip02474-2744
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block2
Legal Lot Number4.A
JurisdictionARLINGTON MA
Township / Civil DivisionARLINGTON
Census Block Group2
Census Block2010
Census Tract356500

Owner

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 BOW ST, ARLINGTON, MA 02474-2744
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2020Deed of Trust, Mortgage · Balloon Mortgage
INSTITUTION FOR SAVINGS NEWBURYPORT
Nov 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE NTWK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2013 · Amount on Record
Deed SaleJan 31, 2013 · Amount on Record
Prior SaleJan 31, 2013 · Amount on Record
Deed Book / Page61101 / 149
Transfer Doc6110000149
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARLINGTON MA
Property Address45 BOW ST, ARLINGTON, MA 02474-2744
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74504-247
DateApr 21, 2020
Book Page74504/247
Instrument58187
Lender
NameINSTITUTION FOR SAVINGS NEWBURYPORT
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARLINGTON MA
Property Address45 BOW ST, ARLINGTON, MA 02474-2744
Document Number70223-330
Book / Page070223 / 000330
Instrument DateNov 6, 2017
Transaction TypeMortgage
Record UpdatedDec 5, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number70223-330
DateNov 13, 2017
Book Page070223/000330
Instrument184200
Lender
NameMORTGAGE NTWK
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 12, 2047
Interest
Rate TypeAdjustable Rate
Rate3.5%

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionArlington Town
Unified School DistrictArlington School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,807.00 (+3.95%)$825,400 (+4.93%) Land $504,000 Building $321,400$777,870 (-8.05%)
2025$8,472.00 (+6.55%)$786,600 (+4.77%) Land $480,000 Building $306,600$845,975 (-2.81%)
2024$7,951.00 (+1.82%)$750,800 (+7.78%) Land $462,000 Building $288,800$870,390
2023$7,809.00$696,600 Land $432,000 Building $264,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARLINGTON WATER DEPT. (MWRA)
serves 46,308 people · EPA ID MA3010000
Water SourcePurchased surface water from MWRA
Last State InspectionAug 2023
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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