45 Boombridge Rd, Westerly, RI 02891 Property Records

Westerly Town property record for 45 Boombridge Rd, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 932 sqft · built 1955
Lot Size	1.05 acres (46,098 sqft)
Owner	Individual Name on Record
Last Sale	$305,000 (Mar 2023)
Tax Bill	$2,686 (2025)
Deeds & Mortgages	Oct 2024 Refinance Mar 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:11 B:51`

Property Details

APN / Parcel Number

Primary APN	`WEST M:11 B:51`
Alternative APNs	`M:011 B:51 L` `18082881`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	932 sqft Living Area
Gross Area	1,492 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,098 sqft (1.05 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	18082881
Street Address	45 BOOMBRIDGE RD
City	WESTERLY
State	RI
Zip	02891-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	51
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1016
Census Tract	50901

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 BOOMBRIDGE RD, WESTERLY, RI 02891-1012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Mar 15, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FCU
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK
Nov 19, 2019	Warranty Deed, Transfer NOT AVAILABLE
Nov 19, 2019	Warranty Deed, Transfer NOT AVAILABLE
Nov 19, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2023 · Amount on Record
Deed Sale	Mar 15, 2023 · Amount on Record
Prior Sale	Aug 21, 2020 · Amount on Record
Deed Book / Page	2023 / 2863
Prior Transfer Date	Nov 7, 2019
Prior Transfer Doc	2019-19719
Record Updated	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	45 BOOMBRIDGE RD, WESTERLY, RI 02891-1012
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024-13182
Date	Oct 2, 2024
Book Page	2024/13182
Instrument	2024-3348

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2064

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Mar 15, 2023
Property Address	45 BOOMBRIDGE RD, WESTERLY, RI 02891-1012
Document Number	02023-2863
Book / Page	2023 / 2863
Instrument Date	Mar 10, 2023
Instrument	2023-724
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BOOMBRIDGE RD, WESTERLY, RI 02891-1012

Mortgage

Document Number	0002023725
Date	Mar 15, 2023
Instrument	2023-725

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Aug 21, 2020
Property Address	45 BOOMBRIDGE RD, WESTERLY, RI 02891-1012
Document Number	2020-6714
Book / Page	002020 / 016714
Instrument Date	Aug 20, 2020
Instrument	3870
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BOOMBRIDGE RD WESTERLY RI 028911012, WESTERLY, RI 02891-1012

Mortgage

Document Number	2020-6716
Date	Aug 21, 2020
Book Page	002020/016716
Instrument	3871

Lender

Name	JP MORGAN CHASE BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 19, 2019
Property Address	45 BOOMBRIDGE RD, WESTERLY, RI 02891-1012
Document Number	2019-9719
Book / Page	002019 / 019719
Instrument Date	Nov 7, 2019
Instrument	5012
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1723 WESTERLY RI 028910912, WESTERLY, RI 02891-0912

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 19, 2019
Property Address	45 BOOMBRIDGE RD, WESTERLY, RI 02891-1012
Document Number	2019-9723
Book / Page	002019 / 019723
Instrument Date	Nov 7, 2019
Instrument	5014
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 505 WESTERLY RI 028910505, WESTERLY, RI 02891-0505

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 19, 2019
Property Address	45 BOOMBRIDGE RD, WESTERLY, RI 02891-1012
Document Number	2019-9717
Book / Page	002019 / 019717
Instrument Date	Nov 7, 2019
Instrument	5011
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$65.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 HARDWOOD LN WESTERLY RI 028911010, WESTERLY, RI 02891-1010

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,686.00 (+1.21%)	$377,800 (+36.93%) Land $202,400 Building $175,400
2023	$2,654.00 (-3.6%)	$275,900 (-4.2%) Land $145,100 Building $130,800
2022	$2,753.00	$288,000 Land $145,100 Building $142,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1978–2010)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Apr 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Boombridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures