45 Bogey Ln, Bumpass, VA 23024 Property Records

Louisa County property record for 45 Bogey Ln, Bumpass, VA 23024

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,895 sqft · built 2021
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Individual Names on File
Last Sale	$342,500 (May 2021)
Tax Bill	$3,218 (2025)
Deeds & Mortgages	Feb 2021 Construction Loan May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46B 1 28`

Property Details

APN / Parcel Number

Primary APN	`46B 1 28`
Alternative APNs	`13722` `13264`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,895 sqft Living Area
1st Floor Area	1,038 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	48,352 sqft (1.11 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13264
Street Address	45 BOGEY LN
City	BUMPASS
State	VA
Zip	23024-4669
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	JERDONE CASTLE JERDONE IS LOT 28 DB 1764/500 1.03AC
Legal Subdivision	JERDONE CASTLE
Legal Lot Number	28
Jurisdiction	LOUISA VA
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1005
Census Tract	950101

Owner

45 Bogey Ln is owned and occupied by two individuals who bought it in May 2021.

Source: Louisa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 BOGEY LN, BUMPASS, VA 23024-4669
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2021	Deed of Trust, Mortgage · Construction Mortgage ESSEX BANK
May 28, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage CITIZENS BANK NA
Nov 10, 2020	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Prior Sale	Nov 10, 2020 · Amount on File
Deed Document Number	20216344
Deed Book / Page	1764 / 500
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	45 BOGEY LN, BUMPASS, VA 23024-4669
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	NC TITLE SETTLEMENT LLC, C&C TITLE SETTLEMENT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13112 GREENWOOD CHURCH RD, ASHLAND, VA 23005-7101

Mortgage

Document Number	001739/689
Date	Feb 24, 2021
Book Page	1739/689
Instrument	202100001999

Lender

Name	ESSEX BANK
Type	Bank
Address	HENRICO, VA 23233

Agreement

Type	Construction Mortgage
Amount	Amount on Record

May 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	May 28, 2021
Property Address	45 BOGEY LN, BUMPASS, VA 23024-4669
Document Number	001764/500
Book / Page	1764 / 500
Map Reference	MB 6 PG 137
Instrument Date	Apr 7, 2021
Instrument	202100006344
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 19, 2022
Title Company	LAKESIDE TITLE AND ESCROW LLC, LAKESIDE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$342.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 BOGEY LN, BUMPASS, VA 23024-4669

Mortgage

Document Number	0001764504
Date	May 28, 2021
Instrument	1764/504

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2031

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUISA VA
Recording Date	Nov 10, 2020
Property Address	45 BOGEY LN, BUMPASS, VA 23024-4669
Document Number	0000011383
Book / Page	001715 / 000001
Instrument Date	Nov 3, 2020
Instrument	11383
Transaction Type	Transfer
Record Updated	Dec 21, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$33.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13112 GREENWOOD RD ASHLAND VA 23005, ASHLAND, VA 23005

Tax Assessment & Valuation

The 2025 property tax bill for 45 Bogey Ln was $3,218, up 3.5% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,900 (+6.24%) Land $81,600 Building $393,300	$474,900 (+6.24%) Land $81,600 Building $393,300
2025	$3,218.00 (+3.47%)	$447,000 Land $71,800 Building $375,200	$447,000 Land $71,800 Building $375,200
2024	$3,110.00
2023		$392,000 Land $53,600 Building $338,400
2022	$350.00		$392,000 Land $53,600 Building $338,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Bogey Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Bogey Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: T-Mobile.

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