45 Bock Dr, River Vale (Westwood), NJ 07675 Property Records

Bergen County and River Vale Township property record for 45 Bock Dr, River Vale, NJ 07675

Property Summary

Property Type	Single Family Home
Details	2,526 sqft · built 1990
Lot Size	0.484 acres (21,070 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Aug 1996)
Tax Bill	$18,898 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`53-02103-0000-00002-04`

Property Details

APN / Parcel Number

Primary APN	`53-02103-0000-00002-04`
Alternative APN	`53021030000000020004`

Interior

Stories	2 Stories
Building Area	2,526 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	21,070 sqft (0.484 acres)
Lot Dimensions	245 ft deep x 86 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	45 BOCK DR
City	RIVER VALE
State	NJ
Zip	07675-6279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	86X245
Legal Subdivision	ALAYNA ASSOCIATES-BOCK DRIVE
Legal Block	2103
Legal Lot Number	2.4
Jurisdiction	BERGEN NJ
Township / Civil Division	RIVER VALE
Census Block Group	3
Census Block	3037
Census Tract	49002

Owner

Source: Bergen County and River Vale Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 BOCK DR, RIVER VALE, NJ 07675-6279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Nov 2, 2018	Deed of Trust, Mortgage · Balloon Mortgage PNC BANK NA
Nov 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 1996 · Amount on Record
Deed Sale	Aug 15, 1996 · Amount on Record
Deed Book / Page	7903 / 393
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	45 BOCK DR, RIVER VALE, NJ 07675-6279
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027322349
Date	Sep 26, 2017
Book Page	02732/2349
Instrument	17-071856

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	45 BOCK DR, RIVER VALE, NJ 07675-6279
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030991188
Date	Nov 2, 2018
Book Page	3099/1188
Instrument	18-078558

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	45 BOCK DR, RIVER VALE, NJ 07675-6279
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038040358
Date	Nov 5, 2020
Book Page	3804/358
Instrument	20-114735

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: Bergen County and River Vale Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	River Vale Township
Secondary School District	Pascack Valley Regional School District (09 - 12)
Elementary School District	River Vale Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$674,700 (-) Land $380,000 Building $294,700	$674,700 (-) Land $380,000 Building $294,700
2025	$18,898.00 (+2.56%)	$674,700 (-) Land $380,000 Building $294,700	$674,700 (-) Land $380,000 Building $294,700
2024	$18,426.00 (+3.26%)
2023		$674,700 Land $380,000 Building $294,700	$674,700 Land $380,000 Building $294,700
2022	$17,845.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bock Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures