45 Blue Crab Loop W, Inlet Beach, FL 32461 Property Records

Walton County property record for 45 Blue Crab Loop W, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,050 sqft · built 2017
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$1,570,000 (Feb 2020)
Tax Bill	$19,278 (2024)
Deeds & Mortgages	Jan 2017 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-3S-18-16030-00Q-0100`

Property Details

APN / Parcel Number

Primary APN	`26-3S-18-16030-00Q-0100`
Alternative APN	`1053382`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	4,050 sqft Living Area
Gross Area	7,556 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Mixed
Garage Area	880 sqft

Exterior Amenities

Porch	Porch
Porch Area	2,444 sqft
Deck Area	Deck Area
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1053382
Street Address	45 BLUE CRAB LOOP W
City	INLET BEACH
State	FL
Zip	32461-6950
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK Q SEACREST BEACH PH 4 S/D PB 14-36 OR 2286-392 OR 2921-3787 OR 3133-1632
Legal Range	18W
Legal Township	03S
Legal Section	26
Legal Subdivision	SEACREST BEACH PH 4
Legal Phase	4
Legal Block	Q
Legal Lot Number	10
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1106
Census Tract	950611

Owner

45 Blue Crab Loop W is owned by an individual who bought it in February 2020.

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1123 W ODEN BAY RD, SANDPOINT, ID 83864-6584
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMALGAMATED BANK
Feb 14, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2020 · Amount on File
Deed Sale	Feb 14, 2020 · Amount on File
Prior Sale	Jun 4, 2013 · Amount on File
Deed Document Number	20200005437
Deed Book / Page	3133 / 1632
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	45 BLUE CRAB LOOP W, INLET BEACH, FL 32461-6950
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030320337
Date	Jan 27, 2017
Book Page	3032/0337
Instrument	0002794

Lender

Name	AMALGAMATED BANK
Type	Bank
Address	NEW YORK, NY 10001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 14, 2020
Property Address	45 BLUE CRAB LOOP W, INLET BEACH, FL 32461-6950
Document Number	0031331632
Book / Page	3133 / 1632
Map Reference	MB 14 PG 36&36A
Instrument Date	Feb 13, 2020
Instrument	20200005437
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	RODGERS KIEFER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22430 FRONT BEACH RD, 22430, PANAMA CITY BEACH, FL 32413-1208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3530 W RIVERVIEW DR, SPOKANE, WA 99205-3977

Mortgage

Document Number	0031331634
Date	Feb 14, 2020
Instrument	3133/1634

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,413,140 Land $494,500 Building $1,918,640	$2,413,140 Land $494,500 Building $1,918,640
2024	$19,278.00 (+3.44%)
2023	$18,636.00 (+13.21%)	$2,495,928 (+20.32%) Land $557,750 Building $1,938,178	$2,495,928 (+20.32%) Land $557,750 Building $1,938,178
2022	$16,462.00	$2,074,409 Land $384,111 Building $1,690,298	$2,074,409 Land $384,111 Building $1,690,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Blue Crab Loop W in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Blue Crab Loop W is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL UTILITIES WATER SYSTEM private · serves 62,225 people · EPA ID FL1660596
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Fiber · Cable in parts of the area	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, REV, Verizon.

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