45 Blaney St, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 45 Blaney St, Swampscott, MA 01907

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 1,837 sqft · built 1910
Lot Size	0.061 acres (2,670 sqft)
Owner	2 Individual Names on File
Last Sale	$651,500 (Dec 2020)
Tax Bill	$9,094 (2026)
Deeds & Mortgages	Feb 2024 Transfer Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0002 B:155B L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0002 B:155B L:0`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	3 Stories
Building Area	1,837 sqft Living Area
Gross Area	3,221 sqft
Basement Area	740 sqft
Unfinished Basement	740 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,670 sqft (0.061 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	45 BLANEY ST
City	SWAMPSCOTT
State	MA
Zip	01907-2547
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	A4
Legal Block	155B
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	2
Census Block	2009
Census Tract	202200

Owner

45 Blaney St, a duplex, is owned and occupied by two individuals who acquired it in February 2024.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 BLANEY ST, SWAMPSCOTT, MA 01907-2547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 29, 2024	Quit Claim Deed, Transfer Quitclaim
Dec 21, 2020	Quit Claim Deed, Transfer · VA Mortgage RADIUS FINANCIAL GROUP
Feb 7, 2017	Deed of Trust, Mortgage · Line of Credit ST JEANS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2020 · Amount on File
Deed Sale	Dec 21, 2020 · Amount on File
Prior Sale	Mar 14, 2013 · Amount on File
Deed Book / Page	39322 / 375
Last Transfer Date	Feb 16, 2024
Transfer Doc	0042005-76
Record Updated	Oct 29, 2026

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Feb 29, 2024
Property Address	45 BLANEY ST, SWAMPSCOTT, MA 01907-2547
Document Number	0042005-76
Book / Page	42005 / 76
Instrument Date	Feb 16, 2024
Instrument	20240229003730
Transaction Type	Transfer
Record Updated	Mar 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	45 BLANEY ST, SWAMPSCOTT, MA 01907-2547

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Dec 21, 2020
Property Address	45 BLANEY ST, SWAMPSCOTT, MA 01907-2547
Document Number	39322-375
Book / Page	39322 / 375
Instrument Date	Dec 18, 2020
Instrument	20201221007410
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BLANEY ST, SWAMPSCOTT, MA 01907-2547

Mortgage

Document Number	201221007420
Date	Dec 21, 2020
Instrument	201221007420

Lender

Name	RADIUS FINANCIAL GROUP

Agreement

Type	VA Mortgage
Amount	Amount on Record

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	45 BLANEY ST, SWAMPSCOTT, MA 01907-2547
Document Number	35683-203
Book / Page	035683 / 000203
Instrument Date	Feb 7, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35683-203
Date	Feb 15, 2017
Book Page	035683/000203
Instrument	1702150463

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 45 Blaney St was $9,094, up 7.8% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,094.00 (+7.77%)	$757,800 (+3%) Land $304,800 Building $453,000	$783,955
2025	$8,438.00	$735,700 Land $304,800 Building $430,900
2023	$7,824.00	$666,400 Land $260,200 Building $406,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Blaney St in Zone X, an area of minimal flood risk, though there have been 122 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 90 individual policies
Nearby Flood Policies	154 units insured incl. 64 condo units
Nearby Flood Claims	122 (1978–2025)
Claims Outside the SFHA	68 of 122
Most Recent Claim	Sep 2025
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 12 claims Coastal Storm, Oct 1991 · 23 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Blaney St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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