Putnam County and Carmel Town property record for 45 Blair Hts, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,979 sqft · built 2009 |
| Lot Size | 0.01 acres (436 sqft) |
| Owner | Individual Name on File |
| Last Sale | $565,000 (Nov 2017) |
| Tax Bill | $9,533 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 55.14-1-11.3-703 |
| Primary APN | 372000 55.14-1-11.3-703 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,979 sqft Living Area |
| Gross Area | 2,450 sqft |
| 1st Floor Area | 1,979 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 436 sqft (0.01 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 471 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Canopy | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 45 BLAIR HTS |
|---|---|
| City | CARMEL |
| State | NY |
| Zip | 10512-2456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CBP |
| Legal Subdivision | THE RETREAT AT CARMEL CONDOMINIUM I |
| Legal Block | 1 |
| Legal Lot Number | 11.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11501 |
45 Blair Hts is owned and occupied by an individual who bought it in November 2017.
Source: Putnam County and Carmel Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 BLAIR HTS, CARMEL, NY 10512-2456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 1, 2017 | Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2017 · Amount on File |
| Deed Sale | Nov 1, 2017 · Amount on File |
| Prior Sale | Jan 11, 2010 · Amount on File |
| Deed Document Number | 20171502811 |
| Deed Book / Page | 2060 / 206 |
| Prior Transfer Date | Dec 4, 2008 |
| Prior Transfer Doc | 0018210190 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 45 BLAIR HTS, CARMEL, NY 10512-2456 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | PREMIER ABSTRACT LIMITED, PREMIER ABSTRACT LTD |
| Name | Verified Name |
|---|---|
| Address | 45 BLAIR HTS, CARMEL, NY 10512-2456 |
| Document Number | 0074350300 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 7435/300 |
| Instrument | 9857-2021 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 45 BLAIR HTS, CARMEL, NY 10512-2456 |
| Transaction Type | Mortgage |
| Record Updated | Sep 8, 2021 |
| Title Company | PREMIER ABSTRACT LIMITED, PREMIER ABSTRACT LTD |
| Name | Verified Name |
|---|---|
| Address | 45 BLAIR HTS, CARMEL, NY 10512-2456 |
| Document Number | 0074350320 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 7435/320 |
| Instrument | 9858-2021 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Nov 1, 2017 |
| Property Address | 45 BLAIR HTS, CARMEL, NY 10512-2456 |
| Document Number | 0020600206 |
| Book / Page | 2060 / 206 |
| Instrument Date | Oct 16, 2017 |
| Instrument | 1502811 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 BLAIR HTS, CARMEL, NY 10512-2456 |
| Investor | Possibly a Property Investor |
| Document Number | 0001603767 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 1603767 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $296,700 Land $20,000 Building $276,700 | $296,700 Land $20,000 Building $276,700 | |
| 2024 | $9,533.00 | ||
| 2023 | $290,900 (-) Land $20,000 Building $270,900 | $290,900 (-) Land $20,000 Building $270,900 | |
| 2022 | $290,900 Land $20,000 Building $270,900 | $290,900 Land $20,000 Building $270,900 | |
| 2020 | $4,046.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Blair Hts in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Blair Hts has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WD 2 serves 5,000 people · EPA ID NY3903641 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 7 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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