45 Birch St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 45 Birch St, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,489 sqft · built 1945
Lot Size	0.123 acres (5,362 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Jun 2012)
Tax Bill	$7,328 (2026)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0052 B:0035 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0052 B:0035 L:0`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,489 sqft Living Area
Gross Area	2,923 sqft
Basement Area	693 sqft
Unfinished Basement	693 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,362 sqft (0.123 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	45 BIRCH ST
City	MARBLEHEAD
State	MA
Zip	01945-1942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Subdivision	MARTIN PARK ADD
Legal Block	35
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	1
Census Block	1008
Census Tract	203100

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 BIRCH ST, MARBLEHEAD, MA 01945-1942
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2023	Deed of Trust, Mortgage · Line of Credit SAINT JEANS CU
Feb 15, 2023	Deed of Trust, Mortgage · Line of Credit SAINT JEANS CU
Nov 24, 2020	Deed of Trust, Mortgage · Line of Credit SAINT JEANS CU
May 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage ST JEANS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2012 · Amount on Record
Deed Sale	Jun 28, 2012 · Amount on Record
Deed Book / Page	31476 / 264
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	45 BIRCH ST, MARBLEHEAD, MA 01945-1942
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041385-176
Date	Jan 4, 2023
Book Page	41385/176
Instrument	20230104002540

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	45 BIRCH ST, MARBLEHEAD, MA 01945-1942
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041438-260
Date	Feb 15, 2023
Book Page	41438/260
Instrument	20230215000820

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	45 BIRCH ST, MARBLEHEAD, MA 01945-1942
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39219-164
Date	Nov 24, 2020
Book Page	39219/164
Instrument	20201124003290

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	45 BIRCH ST, MARBLEHEAD, MA 01945-1942
Document Number	37540-73
Instrument Date	May 23, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 BIRCH ST MARBLEHEAD MA 019451942, MARBLEHEAD, MA 01945-1942

Mortgage

Document Number	37540-73
Date	May 28, 2019
Book Page	037540/000073
Instrument	1905283900

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 27, 2024

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,328.00 (+4.46%)	$856,100 (+10.45%) Land $581,300 Building $274,800	$787,166 (+1.49%)
2025	$7,015.00 (-3.71%)	$775,100 (-4.67%) Land $523,200 Building $251,900	$775,580
2024	$7,285.00 (+3.67%)	$813,100 (+15.71%) Land $523,200 Building $289,900
2023	$7,027.00	$702,700 Land $476,700 Building $226,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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