45 Birch Ave, #49, Plainfield, NJ 07062 Property Records

Union County and Plainfield City property record for 45 Birch Ave, #49, Plainfield, NJ 07062

Property Summary

Property Type	Single Family Home
Details	912 sqft · built 1956
Lot Size	0.133 acres (5,772 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,900 (Feb 2017)
Tax Bill	$7,141 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-00439-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`12-00439-0000-00004`
Alternative APNs	`120043900004` `05049000`

Interior

Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	5,772 sqft (0.133 acres)
Lot Dimensions	96 ft deep x 60 ft wide

Location & Zoning

Account Number	05049000
Street Address	45 BIRCH AVE, 49
City	PLAINFIELD
State	NJ
Zip	07062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	ADDITIONAL LOTS: 912 SQ FT
Legal Subdivision	PLAINFIELD GARDENS
Legal Block	439
Legal Lot Number	4
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1000
Census Tract	38800

Owner

Source: Union County and Plainfield City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 BIRCH AVE, 49, PLAINFIELD, NJ 07062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
Jan 5, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 17, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 14, 2017	Grant Deed, Transfer · Conventional with PMI ALTERRA GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2017 · Amount on Record
Deed Sale	Feb 14, 2017 · Amount on Record
Prior Sale	Jul 12, 2016 · Amount on Record
Deed Document Number	2017283262
Last Transfer Date	Sep 20, 2022
Transfer Doc	0064842329
Record Updated	Sep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NJ
Recording Date	Oct 5, 2022
Property Address	45-49 BIRCH AVE, PLAINFIELD, NJ 07062
Document Number	0064842329
Book / Page	6484 / 2329
Instrument Date	Sep 20, 2022
Instrument	23096
Transaction Type	Transfer
Record Updated	Oct 17, 2022
Title Company	CHURCHILL TITLE SOLUTIONS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 BIRCH AVE # 49, 45, PLAINFIELD, NJ 07062-1309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BIRCH AVE # 49, 49, PLAINFIELD, NJ 07062-1309
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043961
Date	Oct 5, 2022
Instrument	43961

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2037

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	45-49 BIRCH AVE, PLAINFIELD, NJ 07062
Transaction Type	Mortgage
Record Updated	May 20, 2022
Title Company	SINGLESOURCE PROPERTY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0148522159
Date	Jan 5, 2021
Book Page	14852/2159
Instrument	339

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	291 Months
Due	Apr 1, 2045

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	45-49 BIRCH AVE, PLAINFIELD, NJ 07062
Transaction Type	Mortgage
Record Updated	May 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146422120
Date	Jan 17, 2020
Book Page	14642/2120
Instrument	685333

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2045

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Feb 14, 2017
Property Address	45-49 BIRCH AVE, PLAINFIELD, NJ 07062
Document Number	0061710976
Book / Page	006171 / 000976
Instrument Date	Nov 14, 2016
Instrument	283262
Transaction Type	Transfer
Record Updated	Apr 3, 2017
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$139.90
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BIRCH AVE PLAINFIELD NJ 07062, PLAINFIELD, NJ 07062

Mortgage

Document Number	142330042
Date	Feb 14, 2017
Book Page	014233/000042
Instrument	636650

Lender

Name	ALTERRA GROUP LLC
Address	350 S RAMPART BLVD # 310, LAS VEGAS, NV 89145-5758

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2047

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,000 (-) Land $38,900 Building $41,100	$80,000 (-) Land $38,900 Building $41,100
2025	$7,141.00 (+2.22%)	$80,000 (-) Land $38,900 Building $41,100	$80,000 (-) Land $38,900 Building $41,100
2024	$6,986.00 (+3.24%)
2023		$80,000 Land $38,900 Building $41,100	$80,000 Land $38,900 Building $41,100
2022	$6,767.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	169 (1982–2025)
Claims Outside the SFHA	15 of 169
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 23 claims Hurricane Irene, Sep 2011 · 39 claims Severe Storms And Flooding, Mar 2010 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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