Gadsden County property record for 45 Bert Ridge Rd, Havana, FL 32333
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,610 sqft · built 2002 |
| Lot Size | 3.17 acres (138,085 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,432 (2025) |
| Deeds & Mortgages | Feb 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-15-2N-2W-1520-00000-0031 |
| Primary APN | 3-15-2N-2W-1520-00000-0031 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,610 sqft Living Area |
| Gross Area | 4,974 sqft |
| 1st Floor Area | 3,610 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 138,085 sqft (3.17 acres) |
| Garage Area | 558 sqft |
| Porch | Porch |
| Porch Area | 844 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 45 BERT RIDGE RD |
|---|---|
| City | HAVANA |
| State | FL |
| Zip | 32333-5251 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 890 P 625; OR 541 P 303 |
| Legal Range | 2W |
| Legal Township | 2N |
| Legal Section | 15 |
| Legal Subdivision | BERT RDG WEST D |
| Legal Tract | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | GADSDEN FL |
| Township / Civil Division | HAVANA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 20600 |
Source: Gadsden County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 45 BERT RIDGE RD, HAVANA, FL 32333-5251 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 7, 2021 |
| Transfer Doc | 0008900625 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GADSDEN FL |
| Recording Date | Feb 5, 2021 |
| Property Address | 45 BERT RIDGE RD, HAVANA, FL 32333-5251 |
| Document Number | 0008900625 |
| Book / Page | 890 / 625 |
| Map Reference | MB 2 PG 85 |
| Instrument Date | Jan 7, 2021 |
| Instrument | 210000965 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 45 BERT RIDGE RD, HAVANA, FL 32333-5251 |
Source: Gadsden County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Gadsden County |
| Unified School District | Gadsden County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,432.00 (+2.14%) Homeowner's exemption | $281,815 (+2.9%) | $402,907 (+0.43%) Land $39,942 Building $362,965 |
| 2024 | $3,360.00 (+2.94%) Homeowner's exemption | $273,873 (+3%) | $401,170 (+3.83%) Land $39,942 Building $361,228 |
| 2023 | $3,264.00 (+3.19%) Homeowner's exemption | $265,897 (+3%) | $386,356 (+7.01%) Land $38,040 Building $348,316 |
| 2022 | $3,163.00 Homeowner's exemption | $258,153 | $361,039 Land $20,605 Building $340,434 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2009–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GADSDEN CO REGIONAL W/S public/private · serves 12,322 people · EPA ID FL1200797 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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