45 Bernier St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 45 Bernier St, Lowell, MA 01852

Property Summary

Property TypeReligious, Church, Worship (Synagogue, Temple, Parsonage)
Details2 bd · 1 ba · 1,541 sqft · built 1940
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on Record
Flood ZoneZone X (minimal risk)
APNM:000242 T:210387

Property Details

APN / Parcel Number

Primary APNM:000242 T:210387
Alternative APNs
  • LOWE M:242 B:555 L:45
  • 210387

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,541 sqft Total Area
Gross Area2,868 sqft
1st Floor Area1,021 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account Number210387
Street Address45 BERNIER ST
CityLOWELL
StateMA
Zip01852-5801
Property CategoryOther
Property TypeOther > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Local Zoning CodeSMF
Legal Block555
Legal Lot Number45
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1009
Census Tract312300

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address45 BERNIER ST, LOWELL, MA 01852-5801
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearAssessed Value
2026$199,700 (+1.84%) Land $190,700 Building $9,000
2025$196,100 (+4.75%) Land $187,100 Building $9,000
2024$187,200 (+9.47%) Land $178,200 Building $9,000
2023$171,000 Land $162,000 Building $9,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2006)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: AT&T, T-Mobile.

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