45 Berger St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 45 Berger St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,140 sqft · built 1956
Lot Size	0.293 acres (12,750 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Dec 2005)
Tax Bill	$4,444 (2026)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`419-00067`

Property Details

APN / Parcel Number

Primary APN	`419-00067`
Alternative APN	`CHIC M:0419 P:00067`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Unfinished Basement	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,750 sqft (0.293 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	419-00067
Street Address	45 BERGER ST
City	CHICOPEE
State	MA
Zip	01020-1137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Subdivision	ADELARD D & A M SURPRENANT
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1005
Census Tract	811000

Owner

45 Berger St is owned and occupied by an individual who bought it in December 2005.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	45 BERGER ST, CHICOPEE, MA 01020-1137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2005 · Amount on File
Deed Sale	Dec 20, 2005 · Amount on File
Deed Document Number	2005150746
Deed Book / Page	15585 / 123
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	45 BERGER ST, CHICOPEE, MA 01020-1137
Document Number	21632-455
Book / Page	021632 / 000455
Instrument Date	Apr 3, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21632-455
Date	Apr 7, 2017
Book Page	021632/000455
Instrument	18530

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 6, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 45 Berger St was $4,444, up 8.2% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,444.00 (+8.21%)	$291,600 (+7.64%) Land $123,800 Building $167,800	$294,148 (+16.27%)
2025	$4,107.00 (+3.53%)	$270,900 (+0.78%) Land $112,200 Building $158,700	$252,985
2024	$3,967.00 (+7.54%)	$268,800 (+10.39%) Land $110,000 Building $158,800
2023	$3,689.00	$243,500 Land $100,000 Building $143,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Berger St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Berger St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20