Passaic County and Wanaque Borough property record for 45 Bergen Ave, Haskell, NJ 07420
| Property Type | Single Family Home |
|---|---|
| Details | 1,056 sqft · built 1951 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $475,000 (Nov 2025) |
| Tax Bill | $9,023 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Aug 2020 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00311-0000-00030 |
| Primary APN | 13-00311-0000-00030 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,056 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 45 BERGEN AVE |
|---|---|
| City | HASKELL |
| State | NJ |
| Zip | 07420-1001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Subdivision | WANAQUE HOMES INC MAP 1 |
| Legal Block | 311 |
| Legal Lot Number | 30 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WANAQUE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 236601 |
45 Bergen Ave is owned and occupied by two individuals who bought it in November 2025.
Source: Passaic County and Wanaque Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 BERGEN AVE, HASKELL, NJ 07420-1001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2025 | Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Aug 25, 2020 | Bargain and Sale Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| Aug 6, 2021 | Re-recorded Document FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Jan 24, 2018 | Grant Deed, Transfer · Conventional with PMI NAVY FCU |
| Dec 12, 2017 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 6, 2025 · Amount on File |
| Deed Sale | Nov 6, 2025 · Amount on File |
| Prior Sale | Jun 23, 2025 · Amount on File |
| Deed Document Number | 202537610 |
| Deed Book / Page | 4996 / 43 |
| Prior Transfer Date | Jul 1, 2020 |
| Prior Transfer Doc | 0000050571 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Nov 6, 2025 |
| Property Address | 45 BERGEN AVE, HASKELL, NJ 07420-1001 |
| Document Number | 0000037610 |
| Book / Page | D4996 / 43 |
| Instrument Date | Nov 3, 2025 |
| Instrument | 2025037610 |
| Transaction Type | Transfer |
| Record Updated | Dec 9, 2025 |
| Title Company | ALLIED TITLE, ALLIED TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1295 W WASHINGTON ST, TEMPE, AZ 85288-1232 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45 BERGEN AVE, HASKELL, NJ 07420-1001 |
| Document Number | 0000037611 |
|---|---|
| Date | Nov 6, 2025 |
| Instrument | 2025037611 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Aug 25, 2020 |
| Property Address | 45 BERGEN AVE, HASKELL, NJ 07420-1001 |
| Document Number | 0000038767 |
| Book / Page | D3850 / 20 |
| Instrument Date | Jul 2, 2020 |
| Instrument | 2020038767 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5 DOGWOOD LANE, 5, PARSIPPANY, NJ |
| Name | Verified Name |
|---|---|
| Address | 45 BERGEN AVENUE, WANAQUE, NJ |
| Document Number | 0000038768 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2020038768 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Aug 6, 2021 |
| Property Address | 45 BERGEN AVE, HASKELL, NJ 07420-1001 |
| Document Number | 0000050571 |
| Book / Page | D4101 / 97 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 2021050571 |
| Record Updated | Sep 3, 2021 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $1,067.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 45 BERGEN AVENUE, 45, WANAQUE, NJ 07465 |
| Name | Verified Name |
|---|---|
| Address | 45 BERGEN AVENUE, WANAQUE, NJ 07465 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 24, 2018 |
| Property Address | 45 BERGEN AVE, HASKELL, NJ 07420-1001 |
| Document Number | 0000004412 |
| Book / Page | 003235 / 000271 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 4412 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2018 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $254.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 BERGEN AVE WANAQUE NJ 07465, WANAQUE, NJ 07465 |
| Document Number | 4413 |
|---|---|
| Date | Jan 24, 2018 |
| Book Page | 014874/000158 |
| Instrument | 4413 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 23, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Dec 12, 2017 |
| Property Address | 45 BERGEN AVE, HASKELL, NJ 07420-1001 |
| Document Number | 0000059997 |
| Book / Page | 003205 / 000008 |
| Instrument Date | Jul 6, 2017 |
| Instrument | 59997 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 94 4TH AVE HASKELL NJ 074201140, HASKELL, NJ 07420-1140 |
The 2025 property tax bill for 45 Bergen Ave was $9,023, up 5.3% from the year before.
Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Wanaque Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Wanaque Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,700 (-) Land $99,600 Building $99,100 | $198,700 (-) Land $99,600 Building $99,100 | |
| 2025 | $9,023.00 (+5.29%) | $198,700 Land $99,600 Building $99,100 | $198,700 Land $99,600 Building $99,100 |
| 2024 | $8,570.00 | ||
| 2023 | $198,700 (-) Land $99,600 Building $99,100 | $198,700 (-) Land $99,600 Building $99,100 | |
| 2022 | $8,222.00 | $198,700 Land $99,600 Building $99,100 | $198,700 Land $99,600 Building $99,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 45 Bergen Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 Bergen Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WANAQUE W DEPT. serves 10,266 people · EPA ID NJ1613002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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