45 Bentley Dr, Sterling, VA 20165 Property Records

Loudoun County property record for 45 Bentley Dr, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,592 sqft · built 1988
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$417,900 (Jun 2015)
Tax Bill	$5,083 (2026)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`028-48-7970-000`

Property Details

APN / Parcel Number

Primary APN	`028-48-7970-000`
Alternative APN	`64A225 303`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,592 sqft Living Area
1st Floor Area	560 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	240 sqft

Exterior Amenities

Porch	Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	204 sqft
Shed	1 Shed
Shed Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	45 BENTLEY DR
City	STERLING
State	VA
Zip	20165-6003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH3
Legal Description	COUNTRYSIDE SEC.3-F LOT 303 201006230036502 200907080045876 D/G 1341--687
Legal Subdivision	COUNTRYSIDE
Legal Block	2
Legal Lot Number	303
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	2
Census Block	2000
Census Tract	611102

Owner

45 Bentley Dr is owned and occupied by two individuals who bought it in June 2015.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 BENTLEY DR, STERLING, VA 20165-6003
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2015 · Amount on File
Deed Sale	Jun 22, 2015 · Amount on File
Prior Sale	Aug 25, 2014 · Amount on File
Deed Book / Page	201506220 / 40622
Prior Transfer Date	Jan 27, 2014
Prior Transfer Doc	0000004566
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	45 BENTLEY DR, STERLING, VA 20165-6003
Document Number	20200715056295
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BENTLEY DR STERLING VA 201656003, STERLING, VA 20165-6003

Mortgage

Document Number	20200715056295
Date	Jul 15, 2020
Instrument	56295

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 14, 2035

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

The 2026 property tax bill for 45 Bentley Dr was $5,083.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,083.00	$631,440 Land $238,200 Building $393,240	$631,440 Land $238,200 Building $393,240
2023	$4,882.00	$558,000 Land $218,200 Building $339,800	$558,000 Land $218,200 Building $339,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Bentley Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Bentley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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