Westerly Town property record for 45 Bellevue Ave, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,184 sqft · built 2024 |
| Lot Size | 0.158 acres (6,871 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $670,000 (Dec 2024) |
| Tax Bill | $4,894 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Aug 2024 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:57 B:343 L:2 |
| Primary APN | WEST M:57 B:343 L:2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,184 sqft Living Area |
| Gross Area | 3,660 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,871 sqft (0.158 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1000127 |
|---|---|
| Street Address | 45 BELLEVUE AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-1958 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 343 |
| Legal Lot Number | 2 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 50801 |
45 Bellevue Ave is owned by two individuals who bought it in December 2024.
Source: Westerly Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3772 ISLANDER WALK, OXNARD, CA 93035-2121 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS DIRECT MORTGAGE, LLC |
| Aug 13, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance D&L PROP MGMT LLC |
| Dec 6, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage PENNYMAC LOAN SERVICES LLC |
| Aug 18, 2023 | Quit Claim Deed, Transfer · Stand-Alone Refinance DEAN M DENUCCIO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2024 · Amount on File |
| Deed Sale | Dec 6, 2024 · Amount on File |
| Deed Document Number | 20244102 |
| Deed Book / Page | 2024 / 16311 |
| Prior Transfer Date | Aug 18, 2023 |
| Prior Transfer Doc | 2023-10909 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | May 5, 2026 |
| Property Address | 45 BELLEVUE AVE, WESTERLY, RI 02891-1958 |
| Document Number | 02026-6575 |
| Book / Page | 2026 / 6575 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20261424 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 45 BELLEVUE AVE, WESTERLY, RI 02891-1958 |
| Document Number | 0000001424, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 2026/6575 |
| Instrument | 20261424 |
| Name | NATIONS DIRECT MORTGAGE, LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 45 BELLEVUE AVE, WESTERLY, RI 02891-1958 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|
| Document Number | 2024-10172 |
|---|---|
| Date | Aug 13, 2024 |
| Book Page | 2024/10172 |
| Instrument | 2024-2613 |
| Name | D&L PROP MGMT LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Dec 6, 2024 |
| Property Address | 45 BELLEVUE AVE, WESTERLY, RI 02891-1958 |
| Document Number | 2024-16311 |
| Book / Page | 2024 / 16311 |
| Instrument Date | Dec 5, 2024 |
| Instrument | 2024-4102 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3772 ISLANDER WALK, OXNARD, CA 93035-2121 |
| Document Number | 0020244103 |
|---|---|
| Date | Dec 6, 2024 |
| Instrument | 2024-4103 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Aug 18, 2023 |
| Property Address | 45 BELLEVUE AVE, WESTERLY, RI 02891-1958 |
| Document Number | 2023-10909 |
| Book / Page | 2023 / 10909 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 2023-2710 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 68 TOWER ST # A, A, WESTERLY, RI 02891-1926 |
| Document Number | 0020232796 |
|---|---|
| Date | Aug 18, 2023 |
| Instrument | 2023-2796 |
| Name | DEAN M DENUCCIO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 45 Bellevue Ave was $4,894.
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,894.00 | $629,100 Land $159,700 Building $469,400 | $672,309 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Bellevue Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Bellevue Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 442 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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