Buncombe County property record for 45 Beekeeper Trl, Swannanoa, NC 28778
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 2,132 sqft · built 2006 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Oct 2026) |
| Tax Bill | $1,152 (2025) |
| Deeds & Mortgages | Oct 2026 Sale & Mortgage Feb 2026 Sale & Construction Loan |
| Flood Zone | Zone AE (high risk) |
| APN | 702904-2020-202 |
| Primary APN | 702904-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,132 sqft Living Area |
| Gross Area | 2,776 sqft |
| 1st Floor Area | 1,606 sqft |
| Sunroom | Sunroom |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Townhouse |
| Exterior Material | Frame Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 122 sqft |
| Patio Area | 110 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 702904-2020-202 |
|---|---|
| Street Address | 45 BEEKEEPER TRL |
| City | SWANNANOA |
| State | NC |
| Zip | 28778-6101 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-3 |
| Legal Description | SUBDIV: BEE TREE VILLAGE BLOCK: LOT: 21 SECTION: PLAT: 0102-0181 |
| Legal Subdivision | BEE TREE VILLAGE |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | SWANNANOA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 3004 |
45 Beekeeper Trl, a townhouse, is owned by two individuals who bought it in October 2026.
Source: Buncombe County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 230 S TRYON ST, 31111, CHARLOTTE, NC 28202-3215 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage STORY LENDING |
| Feb 23, 2026 | Warranty Deed, Construction Loan · Construction Mortgage MERCHANTS MORTGAGE & TRUST CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2026 · Amount on File |
| Deed Sale | Oct 1, 2026 · Amount on File |
| Prior Sale | Feb 23, 2026 · Amount on File |
| Deed Book / Page | 6634 / 1450 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 1, 2026 |
| Property Address | 45 BEEKEEPER TRL, SWANNANOA, NC 28778-6101 |
| Document Number | 6634001450 |
| Book / Page | 6634 / 1450 |
| Instrument Date | Sep 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $83,830.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 6634001453, |
|---|---|
| Date | Oct 1, 2026 |
| Book Page | 6634/1453 |
| Name | STORY LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Feb 23, 2026 |
| Property Address | 45 BEEKEEPER TRL, SWANNANOA, NC 28778-6101 |
| Document Number | 0065680978 |
| Book / Page | 6568 / 978 |
| Map Reference | MB 102 PG 181 |
| Instrument Date | Feb 17, 2026 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6911 WILDERNESS RD, EWING, VA 24248-8590 |
| Name | Verified Name |
|---|---|
| Address | 400 SCOTT AVE, FORT COLLINS, CO 80521-2465 |
| Document Number | 0006568981 |
|---|---|
| Date | Feb 23, 2026 |
| Instrument | 6568/981 |
| Name | MERCHANTS MORTGAGE & TRUST CORP |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 13, 2027 |
The 2025 property tax bill for 45 Beekeeper Trl was $1,152.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,152.00 | $165,500 Land $36,500 Building $129,000 | $165,500 Land $36,500 Building $129,000 |
| 2023 | $2,552.00 | $400,100 | $400,100 Land $36,500 Building $363,600 |
| 2021 | $165,500 Land $36,500 Building $129,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 45 Beekeeper Trl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 16 (2021–2024) |
| Claims Outside the SFHA | 10 of 16 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Beekeeper Trl is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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