45 Bedrock Dr, Monroe, OH 45050 Property Records

Butler County property record for 45 Bedrock Dr, Monroe, OH 45050

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,624 sqft · built 2002
Lot Size	0.27 acres (11,774 sqft)
Owner	2 Company Names on File
Last Sale	$365,000 (Jan 2024)
Tax Bill	$6,667 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mar 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`C1800-005-410-058`

Property Details

APN / Parcel Number

Primary APN	`C1800-005-410-058`
Alternative APNs	`4104200` `328624` `331450`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,624 sqft Living Area
1st Floor Area	1,008 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	11,774 sqft (0.27 acres)
Lot Dimensions	122 ft deep x 91 ft wide
Terrain	Above Road/Slope
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Patio Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	45 BEDROCK DR
City	MONROE
State	OH
Zip	45050-2109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3085 ENT CORNERSTONE SEC 3
Legal Subdivision	CORNERSTONE
Legal Lot Number	3085
Jurisdiction	BUTLER OH
Township / Civil Division	LEMON
Census Block Group	1
Census Block	1007
Census Tract	11200

Owner

45 Bedrock Dr is owned by a company that acquired it in January 2025.

Source: Butler County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	45 BEDROCK DR, MONROE, OH 45050-2109
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage 2004 0000369 LLC
Mar 20, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jan 8, 2021	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
May 4, 2020	Warranty Deed, Construction Loan · Construction Mortgage VALLEY CENTRAL BANK
Nov 18, 2019	Grant Deed, Foreclosure ATTORNEY ONLY
Nov 7, 2019	Trustee's Deed, Foreclosure SOJOURNERS TITLE AGENCY
May 4, 2017	Intrafamily Transfer, Transfer · VA Mortgage GREAT PLAINS NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2024 · Amount on File
Deed Sale	Jan 3, 2024 · Amount on File
Prior Sale	Nov 7, 2019 · Amount on File
Deed Document Number	2024238
Deed Book / Page	10046 / 375
Last Transfer Date	Jan 23, 2025
Transfer Doc	0000009630
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jan 3, 2024
Property Address	45 BEDROCK DR, MONROE, OH 45050-2109
Document Number	0000000238
Book / Page	10046 / 375
Map Reference	ENV 3352 PG A-E
Instrument Date	Dec 20, 2023
Instrument	2024-00000238
Transaction Type	Transfer
Record Updated	Jan 18, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 BEDROCK DR, MONROE, OH 45050-2109

Mortgage

Document Number	0010046377
Date	Jan 3, 2024
Instrument	10046/377

Lender

Name	2004 0000369 LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTLER OH
Property Address	45 BEDROCK DR, MONROE, OH 45050-2109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009920
Date	Mar 20, 2018
Book Page	9141/1632
Instrument	2018-00009920

Lender

Name	FREEDOM MORTGAGE CORPORATION
Type	Non-Lending Institution
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jul 1, 2047

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	Jan 8, 2021
Property Address	45 BEDROCK DR, MONROE, OH 45050-2109
Document Number	0000001284
Book / Page	9571 / 807
Map Reference	ENV 3352 PG A-E
Instrument Date	Dec 16, 2020
Instrument	2021-00001284
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	45 BEDROCK DR, MONROE, OH 45050-2109

Mortgage

Document Number	0009571809
Date	Jan 8, 2021
Instrument	9571/809

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

May 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BUTLER OH
Recording Date	May 4, 2020
Property Address	45 BEDROCK DR, MONROE, OH 45050-2109
Document Number	0000017975
Book / Page	9435 / 1529
Map Reference	ENV 3352 A-E
Instrument Date	Apr 3, 2020
Instrument	2020-00017975
Transaction Type	Construction Loan
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	910 VERMONT AVE NW, 910, WASHINGTON, DC 20005

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BEDROCK DR, MONROE, OH 45050-2109

Mortgage

Document Number	0094351532
Date	May 4, 2020
Instrument	9435/1532

Lender

Name	VALLEY CENTRAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	May 1, 2025
Change Frequency	5 Years
Min Rate At Change	2.62%
Max Rate At Change	4.62%
Index	5-Year CMT
Max Rate	8.62%

November 2019: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	BUTLER OH
Recording Date	Nov 18, 2019
Property Address	45 BEDROCK DR, MONROE, OH 45050-2109
Document Number	0000044906
Book / Page	009367 / 001186
Instrument Date	Nov 13, 2019
Instrument	44906
Transaction Type	Foreclosure
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

November 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BUTLER OH
Recording Date	Nov 7, 2019
Property Address	45 BEDROCK DR, MONROE, OH 45050-2109
Document Number	0000043479
Book / Page	009363 / 001089
Instrument Date	Oct 31, 2019
Instrument	43479
Transaction Type	Foreclosure
Record Updated	Nov 20, 2019
Title Company	SOJOURNERS TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$655.59
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10500 KINCAID DR FISHERS IN 460379749, FISHERS, IN 46037-9749
Investor	Possibly a Property Investor

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTLER OH
Recording Date	May 4, 2017
Property Address	45 BEDROCK DR, MONROE, OH 45050-2109
Document Number	0000017287
Book / Page	9029 / 1186
Map Reference	ENV 3352 PG A-E
Instrument Date	Apr 24, 2017
Instrument	2017-00017287
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	45 BEDROCK RD, MONROE, OH 45050-2109

Mortgage

Document Number	0000017288
Date	May 4, 2017
Instrument	2017-00017288

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 45 Bedrock Dr was $6,667.

Source: Butler County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Butler County
County Subdivision	Lemon Township
Municipality	Monroe City
Unified School District	Monroe Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,667.00	$145,850 Land $13,840 Building $132,010	$416,690 Land $39,530 Building $377,160
2023	$6,525.00 (+33.9%)	$145,850 (+51.99%) Land $13,840 Building $132,010	$416,690 Land $39,530 Building $377,160
2022	$4,873.00	$95,960 Land $13,840 Building $82,120
2020			$274,160 Land $39,530 Building $234,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 45 Bedrock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Bedrock Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE CITY PWS serves 15,600 people · EPA ID OH0902012
Water Source	Purchased surface water from BUTLER CO. WATER DISTRICT 2 PWS
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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