45 Beaver Pond Rd, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 45 Beaver Pond Rd, Beverly, MA 01915

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,618 sqft · built 1945
Lot Size	6.14 acres (267,437 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,175,000 (Jun 2015)
Tax Bill	$17,758 (2025)
Deeds & Mortgages	Mar 2023 Refinance Dec 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`R45`

Property Details

APN / Parcel Number

Primary APN	`R45`
Alternative APNs	`BEVE M:0070 B:0003 L` `9840`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,618 sqft Living Area
Gross Area	6,984 sqft
Basement Area	1,886 sqft
Unfinished Basement	1,886 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Colonial
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Slate
Lot Area	267,437 sqft (6.14 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	9840
Street Address	45 BEAVER POND RD
City	BEVERLY
State	MA
Zip	01915-1242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Subdivision	MICHAEL MILSOM
Legal Block	3
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	1
Census Block	1000
Census Tract	217101

Owner

Source: Essex County and Beverly City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 BEAVER POND RD, BEVERLY, MA 01915-1242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance DEDHAM INSTITUTION FOR SAVINGS
Dec 21, 2020	Deed of Trust, Mortgage · ARM DEDHAM INSTITUTION FOR SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2015 · Amount on Record
Deed Sale	Jun 30, 2015 · Amount on Record
Prior Sale	May 18, 2009 · Amount on Record
Deed Book / Page	34179 / 252
Transfer Doc	2095000024
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	45 BEAVER POND RD, BEVERLY, MA 01915-1242
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041480-91
Date	Mar 17, 2023
Book Page	41480/91
Instrument	20230317000550

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2043

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	45 BEAVER POND RD, BEVERLY, MA 01915-1242
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39318-451
Date	Dec 21, 2020
Book Page	39318/451
Instrument	20201221003160

Lender

Name	DEDHAM INSTITUTION FOR SAVINGS
Type	Funding / Finance Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2028
Index	1-Year CMT

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,758.00 (+1.35%)	$1,615,800 (+3.56%) Land $686,000 Building $929,800	$1,807,565
2024	$17,521.00 (+1.17%)	$1,560,200 (+1.44%) Land $630,400 Building $929,800
2023	$17,318.00	$1,538,000 Land $608,200 Building $929,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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