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45 Bear Trace Dr, Jackson, TN 38305 Property Records

Madison County property record for 45 Bear Trace Dr, Jackson, TN 38305

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,815 sqft · built 2022
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$291,495 (Apr 2022)
Tax Bill$1,735 (2022)
Deeds & MortgagesApr 2022 Sale & Mortgage
Jun 2021 Sale
Flood ZoneZone X (minimal risk)
APN057033L E 00800

Property Details

APN / Parcel Number

Primary APN057033L E 00800
Alternative APN
  • 033L E 00800

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,815 sqft Living Area

Exterior

Year BuiltBuilt 2022
Exterior MaterialBrick
Lot Area9,583 sqft (0.219 acres)
Garage TypeFinished
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area213 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address45 BEAR TRACE DR
CityJACKSON
StateTN
Zip38305-3202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT:508 BLK:5A DIST:03 CITY/MUNI/TWP:JACKSON SUBD:PALMER WOODS MAP REF:033L
Legal SubdivisionPALMER WOODS
Legal Block5A
Legal Lot Number508
JurisdictionMADISON TN
Township / Civil Division9
Census Block Group1
Census Block1053
Census Tract1611

Owner

Source: Madison County assessment roll, APN 057033L E 00800, as of May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address45 BEAR TRACE DR, JACKSON, TN 38305-3202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2022Warranty Deed, Subdivision Related Transfer · FHA Mortgage
CITIZENS BANK NA
Jun 04, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 28, 2022 · Amount on Record
Deed SaleApr 28, 2022 · Amount on Record
Prior SaleJun 04, 2021 · Amount on Record
Deed Document Number22005659
Deed Book / PageD770 / 1226
Record UpdatedJun 08, 2026

April 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateApr 28, 2022
Property Address45 BEAR TRACE DR, JACKSON, TN 38305-3202
Document Number0D770/1226
Book / PageD770 / 1226
Map ReferenceMB 11 PG 761
Instrument DateApr 26, 2022
Instrument22005659
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 16, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,078.53
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 BEAVER CV, JACKSON, TN 38305-2601

Mortgage

Document Number0022005660
DateApr 28, 2022
Instrument22005660
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMADISON TN
Recording DateJun 04, 2021
Property Address45 BEAR TRACE DR, JACKSON, TN 38305-3202
Document Number00D764/574
Book / PageD764 / 574
Map ReferenceMB 11 PG 761
Instrument DateJun 03, 2021
Instrument21007808
Transaction TypeTransfer
Record UpdatedApr 16, 2024

Transaction

AmountAmount Recorded
Tax$135.05
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 BLOSSOMWOOD CV, JACKSON, TN 38305-1528
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Madison County assessment roll as of May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMadison County
MunicipalityJackson City
Unified School DistrictJackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$68,775 (-) Land $9,125 Building $59,650
2023$68,775 Land $9,125 Building $59,650
2022$1,735.00$275,100 Land $36,500 Building $238,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (47113C), as of August 3, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471130016111, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2010)
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Wildfire

Wildfire RiskLow
lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 424 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Jackson Energy Authority
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000299, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemJACKSON WATER SYSTEM
serves 91,111 people
Water SourceGroundwater
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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