45 Bear Swamp Rd, Andover, CT 06232 Property Records

Andover Town property record for 45 Bear Swamp Rd, Andover, CT 06232 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,292 sqft · built 1745
Lot Size	5.14 acres (223,898 sqft)
Owner	2 Individual Names on File
Last Sale	$410,000 (Aug 2021)
Tax Bill	$8,112 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
APN	`ANDO M:0034 B:0025 L:000014`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:0034 B:0025 L:000014`
Alternative APNs	`ADVR M:0034 B:0025 L:000014` `1086`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,292 sqft Living Area
Gross Area	3,638 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1745
Effective Year Built	Effective 1745
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	223,898 sqft (5.14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1086
Street Address	45 BEAR SWAMP RD
City	ANDOVER
State	CT
Zip	06232-1100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	25
Legal Lot Number	14
Jurisdiction	ANDOVER CT
Township / Civil Division	ANDOVER
Census Block Group	2
Census Block	2002
Census Tract	528100

Owner

Source: Andover Town records · APN ANDO M:0034 B:0025 L:000014

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 BEAR SWAMP RD, ANDOVER, CT 06232-1100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	May 24, 1999 · Amount on Record
Deed Document Number	2021552
Deed Book / Page	139 / 670
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDOVER CT
Recording Date	Aug 31, 2021
Property Address	45 BEAR SWAMP RD, ANDOVER, CT 06232-1100
Document Number	000139-670
Book / Page	139 / 670
Instrument Date	Aug 26, 2021
Instrument	552
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000553
Date	Aug 31, 2021
Instrument	553

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Andover Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Andover Town
Elementary School District	Andover School District (PK - 06)
Secondary School District	Regional School District 08 (07 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,112.00	$256,790 (-2.2%) Land $34,400 Building $222,390	$179,753 Land $24,080 Building $155,673
2024	$8,112.00 (-1.27%)
2023	$8,216.00 (-1.95%)	$262,570 (-) Land $40,180 Building $222,390
2022	$8,379.00	$262,570 Land $40,180 Building $222,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 28 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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