45 Beacon St, York, ME 03909 Property Records

York County and York Town property record for 45 Beacon St, York, ME 03909

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,527 sqft · built 2005
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Mar 2011)
Tax Bill	$6,419 (2025)
Deeds & Mortgages	Aug 2021 Refinance Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:032 B:165`

Property Details

APN / Parcel Number

Primary APN	`M:032 B:165`
Alternative APNs	`YORK M:0032 B:0165` `001424` `1424`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,527 sqft Living Area
Gross Area	3,591 sqft
1st Floor Area	978 sqft
Attic	Attic
Attic Area	110 sqft
Basement Area	978 sqft
Unfinished Basement	978 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1424
Street Address	45 BEACON ST
City	YORK
State	ME
Zip	03909-6315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Subdivision	BEACON AVENUE
Legal Block	165
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	1
Census Block	1028
Census Tract	36004

Owner

45 Beacon St is owned and occupied by an individual who bought it in March 2011.

Source: York County and York Town records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	45 BEACON ST, YORK, ME 03909-6315
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Apr 24, 2018	Deed of Trust, Mortgage KENNEBUNK SVGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2011 · Amount on File
Deed Sale	Mar 17, 2011 · Amount on File
Deed Document Number	201111159
Deed Book / Page	16065 / 562
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	45 BEACON ST, YORK, ME 03909-6315
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0187700596
Date	Aug 16, 2021
Book Page	18770/596
Instrument	2021047838

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	45 BEACON ST, YORK, ME 03909-6315
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0177000109
Date	Apr 24, 2018
Book Page	17700/0109
Instrument	2018014922

Lender

Name	KENNEBUNK SVGS BANK

Agreement

Amount	Amount on Record
Term	300 Months
Due	Apr 24, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 45 Beacon St was $6,419, up 9.4% from the year before.

Source: York County and York Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,419.00 (+9.41%)	$778,000 (+11.4%) Land $389,600 Building $388,400
2024	$5,867.00 (+4.6%)	$698,400 (+5.21%) Land $363,600 Building $334,800
2023	$5,609.00 (+18.01%)	$663,800 (+19.41%) Land $329,000 Building $334,800	$925,205
2022	$4,753.00	$555,900 Land $247,700 Building $308,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Beacon St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 117 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	151 units insured incl. 34 condo units
Nearby Flood Claims	21 (2010–2024)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Jan 2024 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Beacon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER DISTRICT serves 13,675 people · EPA ID ME0091680
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Beacon St

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