45 Beacon St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 45 Beacon St, Marblehead, MA 01945

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 5,355 sqft · built 1890
Lot Size	0.631 acres (27,499 sqft)
Owner	2 Individual Names on File
Last Sale	$2,700,000 (Oct 2014)
Tax Bill	$44,407 (2025)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`MARB M:0186 B:0008 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0186 B:0008 L:0`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	5,355 sqft Living Area
Gross Area	7,874 sqft
Basement Area	1,902 sqft
Unfinished Basement	951 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	27,499 sqft (0.631 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	45 BEACON ST
City	MARBLEHEAD
State	MA
Zip	01945-2678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HIST
Legal Subdivision	MARBLEHEAD
Legal Block	8
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	4
Census Block	4003
Census Tract	203302

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0186 B:0008 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 BEACON ST, MARBLEHEAD, MA 01945-2678
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2014 · Amount on Record
Deed Sale	Oct 28, 2014 · Amount on Record
Prior Sale	Jun 19, 2007 · Amount on Record
Deed Book / Page	33633 / 181
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	45 BEACON ST, MARBLEHEAD, MA 01945-2678
Document Number	38250-204
Instrument Date	Jan 29, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BEACON ST MARBLEHEAD MA 019452678, MARBLEHEAD, MA 01945-2678

Mortgage

Document Number	38250-204
Date	Feb 10, 2020
Book Page	038250/000204
Instrument	10000400

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 09, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$44,407.00 (-1.64%)	$4,906,800 (-2.62%) Land $3,589,200 Building $1,317,600	$4,467,850
2024	$45,146.00 (+14.02%)	$5,038,600 (+27.25%) Land $3,778,100 Building $1,260,500
2023	$39,595.00	$3,959,500 Land $2,906,300 Building $1,053,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	2 (2022–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2024 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Marblehead Historic District listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 149 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.