Essex County and Gloucester City property record for 45 Beacon St, Gloucester, MA 01930 · Last verified August 2026
| Property Type | Duplex |
|---|---|
| Details | 5 bd · 2 ba · 3,145 sqft · built 1900 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,652 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0017 B:0004 L:0000 |
| Primary APN | GLOU M:0017 B:0004 L:0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,145 sqft Living Area |
| Gross Area | 5,822 sqft |
| 1st Floor Area | 1,496 sqft |
| Attic | Attic |
| Attic Area | 1,036 sqft |
| Basement Area | 1,442 sqft |
| Unfinished Basement | 1,442 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 45 BEACON ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3438 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 4 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 221700 |
Source: Essex County and Gloucester City records · APN GLOU M:0017 B:0004 L:0000
Assessment roll updated April 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 LAUREL ST, 3B, SALEM, MA 01970-4656 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Oct 05, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance INSTITUTION FOR SAVINGS NEWBURYPORT |
| Sep 17, 2018 | Deed of Trust, Mortgage · Closed-End Mortgage INST SVGS NEWBURYPORT |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jun 11, 2024 |
| Transfer Doc | 042177-158 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 45 BEACON ST, GLOUCESTER, MA 01930-3438 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40349-498 |
|---|---|
| Date | Oct 05, 2021 |
| Book Page | 40349/498 |
| Instrument | 20211005001800 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Property Address | 45 BEACON ST, GLOUCESTER, MA 01930-3438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37015-297 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 37015/297 |
| Instrument | 180917000050 |
| Name | INST SVGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,652.00 (+0.96%) | $684,400 (+1.06%) Land $150,200 Building $534,200 |
| 2024 | $6,589.00 (-7.04%) | $677,200 (+1.18%) Land $143,000 Building $534,200 |
| 2023 | $7,088.00 | $669,300 Land $127,700 Building $541,600 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092217002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 8 (2007–2018) |
| Most Recent Claim | Jan 2018, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 896 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 2,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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