45 Beacon St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 45 Beacon St, Gloucester, MA 01930 · Last verified August 2026

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 3,145 sqft · built 1900
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Tax Bill$6,652 (2025)
Deeds & MortgagesOct 2021 Refinance
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNGLOU M:0017 B:0004 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0017 B:0004 L:0000

Interior

Bedrooms5 Beds
Full Baths2 Baths
Units2 Units
Stories2 Stories
Building Area3,145 sqft Living Area
Gross Area5,822 sqft
1st Floor Area1,496 sqft
AtticAttic
Attic Area1,036 sqft
Basement Area1,442 sqft
Unfinished Basement1,442 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address45 BEACON ST
CityGLOUCESTER
StateMA
Zip01930-3438
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block4
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2024
Census Tract221700

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0017 B:0004 L:0000

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address23 LAUREL ST, 3B, SALEM, MA 01970-4656
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Oct 05, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
INSTITUTION FOR SAVINGS NEWBURYPORT
Sep 17, 2018Deed of Trust, Mortgage · Closed-End Mortgage
INST SVGS NEWBURYPORT

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJun 11, 2024
Transfer Doc042177-158
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address45 BEACON ST, GLOUCESTER, MA 01930-3438
Transaction TypeMortgage
Record UpdatedOct 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number40349-498
DateOct 05, 2021
Book Page40349/498
Instrument20211005001800
Lender
NameINSTITUTION FOR SAVINGS NEWBURYPORT
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address45 BEACON ST, GLOUCESTER, MA 01930-3438
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37015-297
DateSep 17, 2018
Book Page37015/297
Instrument180917000050
Lender
NameINST SVGS NEWBURYPORT
TypeBank
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,652.00 (+0.96%)$684,400 (+1.06%) Land $150,200 Building $534,200
2024$6,589.00 (-7.04%)$677,200 (+1.18%) Land $143,000 Building $534,200
2023$7,088.00$669,300 Land $127,700 Building $541,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092217002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims8 (2007–2018)
Most Recent ClaimJan 2018, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 896 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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