Dutchess County and Beacon City property record for 45 Beacon St, Beacon, NY 12508
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,020 sqft · built 1910 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $224,000 (Jun 2010) |
| Tax Bill | $6,947 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Jun 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 130200-5954-35-771862-0000 |
| Primary APN | 130200-5954-35-771862-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,020 sqft Living Area |
| Gross Area | 1,100 sqft |
| 1st Floor Area | 570 sqft |
| 2nd Floor Area | 450 sqft |
| Upper Floors Area | 225 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Width | 41 ft Width |
| Porch | Covered Porch |
| Porch Area | 148 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 30771862 |
|---|---|
| Street Address | 45 BEACON ST |
| City | BEACON |
| State | NY |
| Zip | 12508-2736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-3 |
| Legal Description | .17 AC 22001 04461 22000 09337 |
| Legal Block | 35 |
| Legal Lot Number | 771 |
| Jurisdiction | DUTCHESS NY |
| Township / Civil Division | BEACON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 210201 |
45 Beacon St is owned and occupied by an individual who bought it in June 2010.
Source: Dutchess County and Beacon City records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 203 SOUTH ST, HIGHLAND, NY 12528-2440 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Line of Credit HERITAGE FINANCIAL CREDIT UNION |
| Jun 26, 2017 | Loan Modification, Mortgage · Conventional with PMI HUDSON VLY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2010 · Amount on File |
| Deed Sale | Jun 23, 2010 · Amount on File |
| Prior Sale | May 28, 2003 · Amount on File |
| Deed Book / Page | 22010 / 3029 |
| Prior Transfer Date | Nov 29, 2001 |
| Prior Transfer Doc | 2200010579 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 45 BEACON ST, BEACON, NY 12508-2736 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 50860 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 50860 |
| Name | HERITAGE FINANCIAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DUTCHESS NY |
| Property Address | 45 BEACON ST, BEACON, NY 12508-2736 |
| Document Number | 0000004461 |
| Instrument Date | Jun 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 203 SOUTH ST HIGHLAND NY 125282440, HIGHLAND, NY 12528-2440 |
| Document Number | 0000004461 |
|---|---|
| Date | Jul 6, 2017 |
| Instrument | 4461 |
| Name | HUDSON VLY FCU |
|---|---|
| Address | POUGHKEEPSIE, NY 12603 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 5, 2057 |
| Rate | 5.25% |
|---|
The 2025 property tax bill for 45 Beacon St was $6,947 with a veteran's exemption.
Source: Dutchess County and Beacon City assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Dutchess County |
| Municipality | Beacon City |
| Unified School District | Beacon City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,947.00 | $382,100 Land $43,100 Building $339,000 | $382,100 Land $43,100 Building $339,000 |
| 2023 | $338,300 (+10.02%) Land $41,000 Building $297,300 | $338,300 (+10.02%) Land $41,000 Building $297,300 | |
| 2022 | $307,500 Land $41,000 Building $266,500 | $307,500 Land $41,000 Building $266,500 | |
| 2020 | $5,904.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Beacon St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1999) |
| Most Recent Claim | Jan 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Beacon St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACON CITY serves 14,370 people · EPA ID NY1302760 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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