45 Beach St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 45 Beach St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	3,394 sqft · built 1880
Lot Size	0.227 acres (9,901 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Oct 2024)
Tax Bill	$22,242 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00284-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`02-00284-0000-00001`
Alternative APNs	`020028400001` `BHD`

Interior

Stories	2 Stories
Building Area	3,394 sqft Living Area

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Multi-Family
Lot Area	9,901 sqft (0.227 acres)
Lot Dimensions	100 ft deep x 99 ft wide

Location & Zoning

Account Number	BHD
Street Address	45 BEACH ST
City	BLOOMFIELD
State	NJ
Zip	07003-3501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	99 X 100
Legal Block	284
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2010
Census Tract	15400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bloomfield Green Historic District listed 1978 · 181 contributing resources · NRIS 78001757

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 BEACH ST, BLOOMFIELD, NJ 07003-3501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 15, 2024	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2024 · Amount on Record
Deed Sale	Oct 15, 2024 · Amount on Record
Prior Sale	Oct 26, 1993 · Amount on Record
Deed Document Number	202460452
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	45 BEACH ST, BLOOMFIELD, NJ 07003-3501
Transaction Type	Mortgage
Record Updated	Feb 19, 2026
Title Company	OPPORTUNE TITLE AGENCY LLC, OPPORTUNE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BEACH ST, BLOOMFIELD, NJ 07003-3501

Mortgage

Document Number	0000004562
Date	Jan 21, 2026
Instrument	2026004562

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2054

October 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 15, 2024
Property Address	45 BEACH ST, BLOOMFIELD, NJ 07003-3501
Document Number	0000060452
Instrument Date	Jul 12, 2024
Instrument	2024060452
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	OPPORTUNE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 BEACH ST, BLOOMFIELD, NJ 07003-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BEACH ST, BLOOMFIELD, NJ 07003-3501

Mortgage

Document Number	0000060465
Date	Oct 15, 2024
Instrument	2024060465

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$650,600 (+2.05%) Land $222,600 Building $428,000	$650,600 (+2.05%) Land $222,600 Building $428,000
2025	$22,242.00 (+2.86%)	$637,500 (-) Land $222,600 Building $414,900	$637,500 (-) Land $222,600 Building $414,900
2024	$21,624.00 (+5.94%)
2023		$637,500 Land $222,600 Building $414,900	$637,500 Land $222,600 Building $414,900
2022	$20,412.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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