Jamestown Town property record for 45 Beach Ave, Jamestown, RI 02835
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,344 sqft · built 1986 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $756,000 (May 2025) |
| Tax Bill | $3,755 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Jan 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | JAME M:14 L:183 |
| Primary APN | JAME M:14 L:183 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,895 sqft |
| 1st Floor Area | 768 sqft |
| Basement Area | 461 sqft |
| Unfinished Basement | 461 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 18020685 |
|---|---|
| Street Address | 45 BEACH AVE |
| City | JAMESTOWN |
| State | RI |
| Zip | 02835-2610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Lot Number | 183 |
| Jurisdiction | JAMESTOWN RI |
| Township / Civil Division | JAMESTOWN |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 41300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Windmill Hill Historic District listed 1978 · 25 contributing resources · NRIS 78000067 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
45 Beach Ave is owned by two individuals who bought it in May 2025.
Source: Jamestown Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 FAIRBANKS DR, WRENTHAM, MA 02093-1163 |
| Owner Type | Individual |
| Vesting | Married Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 1, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EQUITY RESOURCES OHIO |
| Jan 12, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| May 15, 2025 | Warranty Deed, Transfer |
| May 21, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage EQUITY RSRCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2025 · Amount on File |
| Deed Sale | May 15, 2025 · Amount on File |
| Deed Book / Page | 1064 / 68 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMESTOWN RI |
| Property Address | 45 BEACH AVE, JAMESTOWN, RI 02835-2610 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000984-221 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 984/221 |
| Instrument | 59755 |
| Name | EQUITY RESOURCES OHIO |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMESTOWN RI |
| Property Address | 45 BEACH AVE, JAMESTOWN, RI 02835-2610 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 001012-205 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 1012/205 |
| Instrument | 62005 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Feb 1, 2046 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMESTOWN RI |
| Recording Date | May 15, 2025 |
| Property Address | 45 BEACH AVE, JAMESTOWN, RI 02835-2610 |
| Document Number | 0001064-68 |
| Book / Page | 1064 / 68 |
| Instrument Date | May 13, 2025 |
| Instrument | 20250000066991 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 FAIRBANKS DR, WRENTHAM, MA 02093-1163 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JAMESTOWN RI |
| Recording Date | May 21, 2018 |
| Property Address | 45 BEACH AVE, JAMESTOWN, RI 02835-2610 |
| Document Number | 921-172 |
| Book / Page | 000921 / 000172 |
| Instrument Date | May 15, 2018 |
| Instrument | 54639 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 BEACH AVE JAMESTOWN RI 028352610, JAMESTOWN, RI 02835-2610 |
| Document Number | 921-174 |
|---|---|
| Date | May 21, 2018 |
| Book Page | 000921/000174 |
| Instrument | 54640 |
| Name | EQUITY RSRCS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 20, 2048 |
The 2025 property tax bill for 45 Beach Ave was $3,755.
Source: Jamestown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Jamestown Town |
| Elementary School District | Jamestown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,755.00 | $665,800 Land $194,600 Building $471,200 | $807,726 |
| 2023 | $3,052.00 (+2.8%) | $437,200 (-) Land $147,400 Building $289,800 | |
| 2022 | $2,969.00 | $437,200 Land $147,400 Building $289,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Beach Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 5 (1978–2010) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 45 Beach Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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