Flagler County property record for 45 Bayside Dr, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,324 sqft · built 2025 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $368,100 (Jun 2025) |
| Tax Bill | $941 (2025) |
| Deeds & Mortgages | Jun 2025 Sale & Mortgage Apr 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7012-00050-0610 |
| Primary APN | 07-11-31-7012-00050-0610 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,324 sqft Living Area |
| 1st Floor Area | 2,324 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 45 BAYSIDE DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-8871 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 12 BLOCK 00005 LOT 0061 SUBDIVISION COMPLETION YEAR 1979 OR 209 PG 0077 OR 1747/1622-TOUZIO TRUST |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 5 |
| Legal Lot Number | 61 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 60219 |
Source: Flagler County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 45 BAYSIDE DR, PALM COAST, FL 32137-8871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 19, 2025 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC |
| Apr 19, 2021 | Warranty Deed, Transfer |
| Mar 4, 2021 | Warranty Deed, Transfer EXECUTIVE TITLE I INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2025 · Amount on Record |
| Deed Sale | Jun 19, 2025 · Amount on Record |
| Prior Sale | Apr 19, 2021 · Amount on Record |
| Deed Document Number | 202525685 |
| Deed Book / Page | 2969 / 1079 |
| Prior Transfer Date | Nov 10, 2009 |
| Prior Transfer Doc | 0017471622 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 19, 2025 |
| Property Address | 45 BAYSIDE DR, PALM COAST, FL 32137-8871 |
| Document Number | 0029691079 |
| Book / Page | 2969 / 1079 |
| Map Reference | MB 6 PG 73-80 |
| Instrument Date | Jun 13, 2025 |
| Instrument | 2025025685 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | SOUTHERN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,576.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 W GARDEN ST, PENSACOLA, FL 32502-5618 |
| Name | Verified Name |
|---|---|
| Address | 45 BAYSIDE DR, PALM COAST, FL 32137-8871 |
| Document Number | 0029691080 |
|---|---|
| Date | Jun 19, 2025 |
| Instrument | 2969/1080 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 19, 2021 |
| Property Address | 45 BAYSIDE DR, PALM COAST, FL 32137-8871 |
| Document Number | 0025520849 |
| Book / Page | 2552 / 849 |
| Map Reference | MB 35 PG 528 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 2021021095 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,023.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 755 CRANDON BLVD # 8, 755, KEY BISCAYNE, FL 33149-2597 |
| Name | Verified Name |
|---|---|
| Address | 3000 GULF BREEZE PKWY, GULF BREEZE, FL 32563-5623 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 4, 2021 |
| Property Address | 45 BAYSIDE DR, PALM COAST, FL 32137-8871 |
| Document Number | 0025340430 |
| Book / Page | 2534 / 430 |
| Map Reference | MB 35 PG 528 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 2021011398 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | EXECUTIVE TITLE I INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $259.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 621 HUNTINGTON LN, 621, SCHAUMBURG, IL 60193-3158 |
| Name | Verified Name |
|---|---|
| Address | 755 CRANDON BLVD # 8, 8, KEY BISCAYNE, FL 33149-2597 |
| Investor | Possibly a Property Investor |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $941.00 (+12.97%) | $56,000 (+23.08%) Land $56,000 | $56,000 (+23.08%) Land $56,000 |
| 2024 | $833.00 (-1.07%) | ||
| 2023 | $842.00 (-7.78%) | $45,500 (-5.21%) Land $45,500 | $45,500 (-5.21%) Land $45,500 |
| 2022 | $913.00 | $48,000 Land $48,000 | $48,000 Land $48,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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