45 Baxter St, Binghamton, NY 13905 Property Records

Broome County and Binghamton City property record for 45 Baxter St, Binghamton, NY 13905

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,460 sqft · built 1930
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on Record
Last Sale	$81,443 (Nov 2022)
Tax Bill	$4,474 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
APN	`030200 144.61-1-9`

Property Details

APN / Parcel Number

Primary APN	`030200 144.61-1-9`
Alternative APNs	`020014406100010090000000` `00000100340`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,460 sqft Living Area
1st Floor Area	816 sqft
2nd Floor Area	644 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Porch	Slab
Porch Area	24 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00000100340
Street Address	45 BAXTER ST
City	BINGHAMTON
State	NY
Zip	13905-2027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	YES
Legal Subdivision	CHARLES LUSK SUBDIVISION
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	BROOME NY
Township / Civil Division	BINGHAMTON
Census Block Group	3
Census Block	3000
Census Tract	200

Owner

Source: Broome County and Binghamton City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	45 BAXTER ST, BINGHAMTON, NY 13905-2027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2022 · Amount on Record
Deed Sale	Nov 22, 2022 · Amount on Record
Deed Document Number	202229447
Deed Book / Page	2708 / 649
Record Updated	Oct 29, 2026

November 2022: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	BROOME NY
Recording Date	Nov 22, 2022
Property Address	45 BAXTER ST, BINGHAMTON, NY 13905-2027
Document Number	002708/649
Book / Page	2708 / 649
Map Reference	MB 2 PG 148
Instrument Date	Nov 12, 2022
Instrument	202200029447
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$326.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1520 BRADFORD RD, 1520, VIRGINIA BEACH, VA 23455-4022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ROBINSON ST, BINGHAMTON, NY 13901-2556

Mortgage

Document Number	202200029448
Date	Nov 22, 2022
Instrument	202200029448

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Dec 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year T-Bill
Margin	3
Max Rate	10%

Tax Assessment & Valuation

Source: Broome County and Binghamton City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Broome County
Municipality	Binghamton City
Unified School District	Binghamton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,474.00
2025		$45,000 (-) Land $7,100 Building $37,900	$85,900 (+20.26%) Land $13,553 Building $72,347
2023		$45,000 Land $7,100 Building $37,900	$71,429 Land $11,270 Building $60,159

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BINGHAMTON serves 47,600 people · EPA ID NY0301651
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20