45 Barrows Dr, Topsham, ME 04086 Property Records

Sagadahoc County and Topsham Town property record for 45 Barrows Dr, Topsham, ME 04086

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,920 sqft · built 1974
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on Record
Last Sale$261,300 (Oct 2017)
Tax Bill$5,542 (2025)
Deeds & MortgagesJul 2025 Mortgage
Feb 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNTOPM M:U02A L:011

Property Details

APN / Parcel Number

Primary APNTOPM M:U02A L:011
Alternative APN
  • 2640

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,920 sqft Living Area
Gross Area3,204 sqft
1st Floor Area960 sqft
Basement Area960 sqft
Unfinished Basement960 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,000 sqft (0.344 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number2640
Street Address45 BARROWS DR
CityTOPSHAM
StateME
Zip04086-1327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNO
Legal SubdivisionBARROWS SUB
Legal Lot Number11
JurisdictionTOPSHAM ME
Township / Civil DivisionTOPSHAM
Census Block Group2
Census Block2030
Census Tract970302

Owner

Source: Sagadahoc County and Topsham Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address45 BARROWS DR, TOPSHAM, ME 04086-1327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2025Deed of Trust, Mortgage
VALON MORTGAGE INC
Feb 4, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
RADIUS FINANCIAL GROUP
Oct 5, 2017Intrafamily Transfer, Transfer
BATH SAVINGS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2017 · Amount on Record
Deed SaleOct 5, 2017 · Amount on Record
Prior SaleAug 19, 2013 · Amount on Record
Deed Document Number20177446
Transfer Doc0000007446
Record UpdatedJun 8, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSHAM ME
Property Address45 BARROWS DR, TOPSHAM, ME 04086-1327
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003612
DateJul 24, 2025
Instrument2025R-03612
Lender
NameVALON MORTGAGE INC
Agreement
AmountAmount Recorded
Term121 Months
DueAug 1, 2035

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSHAM ME
Property Address45 BARROWS DR, TOPSHAM, ME 04086-1327
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001047
DateFeb 4, 2021
Instrument2021R-01047
Lender
NameRADIUS FINANCIAL GROUP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMar 1, 2041

October 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionTOPSHAM ME
Recording DateOct 5, 2017
Property Address45 BARROWS DR, TOPSHAM, ME 04086-1327
Document Number0000007446
Instrument2017R-07446
Transaction TypeTransfer
Record UpdatedFeb 3, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007447
DateOct 5, 2017
Instrument2017R-07447
Lender
NameBATH SAVINGS
Agreement
AmountAmount Recorded
Term360 Months
DueOct 5, 2047

Tax Assessment & Valuation

Source: Sagadahoc County and Topsham Town assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateMaine
CountySagadahoc County
County SubdivisionTopsham Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,542.00 (+11.02%)$433,000 (+17.79%) Land $71,300 Building $361,700
2023$4,992.00 (+4.52%)$367,600 (+10.99%) Land $62,800 Building $304,800
2022$4,776.00$331,200 Land $60,800 Building $270,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–1987)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRUNSWICK/TOPSHAM WATER DISTRICT
serves 18,863 people · EPA ID ME0090260
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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