45 Barcliff Ave, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 45 Barcliff Ave, Chatham, MA 02633 · Last verified June 2026

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details2,595 sqft · built 2004
Lot Size0.134 acres (5,850 sqft)
OwnerCompany Name on File
Last Sale$1,200,000 (Dec 2019)
Tax Bill$5,206 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
Aug 2019 Mortgage
Flood ZoneZone VE (high risk)
APNCHAT M:16F B:0019 L:N1

Property Details

APN / Parcel Number

Primary APNCHAT M:16F B:0019 L:N1
Alternative APN
  • 3927

Interior

Stories2 Stories
Building Area2,595 sqft Total Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,850 sqft (0.134 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number3927
Street Address45 BARCLIFF AVE
CityCHATHAM
StateMA
Zip02633
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Block19
Legal Lot NumberN1
JurisdictionCHATHAM MA
Township / Civil DivisionCHATHAM
Census Block Group4
Census Block4001
Census Tract10600

Owner

Source: Barnstable County and Chatham Town records · APN CHAT M:16F B:0019 L:N1

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 145, CHATHAM, MA 02633-0145
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 03, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CAPE COD FIVE CENTS SAVINGS BANK
Aug 13, 2019Deed of Trust, Mortgage
ROCKLAND TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 03, 2019 · Amount on Record
Deed SaleDec 03, 2019 · Amount on Record
Prior SaleApr 29, 2009 · Amount on Record
Deed Document Number201961023
Deed Book / Page32514 / 312
Record UpdatedSep 20, 2026

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHATHAM MA
Recording DateDec 03, 2019
Property Address45 BARCLIFF AVENUE EXT, CHATHAM, MA 02633-2366
Document Number32514-312
Book / Page32514 / 312
Instrument DateDec 03, 2019
Instrument61023
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 CAPTAINS WALK, NORTH CHATHAM, MA 02650-1041

Mortgage

Document Number61025
DateDec 03, 2019
Instrument61025
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM MA
Property Address45 BARCLIFF AVENUE EXT, CHATHAM, MA 02633-2366
Document Number32218-119
Instrument DateAug 13, 2019
Transaction TypeMortgage
Record UpdatedAug 27, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address45 BARCLIFF AVENUE EXT CHATHAM MA 026332366, CHATHAM, MA 02633-2366

Mortgage

Document Number32218-119
DateAug 13, 2019
Book Page032218/000119
Instrument38204
Lender
NameROCKLAND TR
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Chatham Town records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionChatham Town
Unified School DistrictMonomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,206.00 (+0.7%)$1,500,400 (+3.61%) Land $1,275,500 Building $224,900
2024$5,170.00 (+1.17%)$1,448,100 (+9.95%) Land $1,226,400 Building $221,700
2023$5,110.00$1,317,100 Land $1,114,900 Building $202,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250010106004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
CoastalYes
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 32 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims17 (1978–2023)
Claims Outside the SFHA7 of 17
Most Recent ClaimJan 2023, rainfall accumulation
Claims By Storm
  • Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims
  • Coastal Storm, Oct 1991 · 5 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 4% of Massachusetts
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 174 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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