45 Bancroft St, Providence, RI 02909 Property Records

Providence City property record for 45 Bancroft St, Providence, RI 02909

Property Summary

Property TypeMixed Use Commercial Office / Residential
Lot Size0.156 acres (6,795 sqft)
Owner2 Individual Names on Record
Last Sale$115,500 (Oct 1997)
Tax Bill$7,398 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNPROV M:108 L:423

Property Details

APN / Parcel Number

Primary APNPROV M:108 L:423
Alternative APNs
  • P:1080423 L:0000
  • 2933

Interior

Units3 Units

Exterior

Lot Area6,795 sqft (0.156 acres)
Total Buildings2 Buildings

Location & Zoning

Account Number2933
Street Address45 BANCROFT ST
CityPROVIDENCE
StateRI
Zip02909-3519
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeR-3
Legal Lot Number423
JurisdictionPROVIDENCE RI
Township / Civil DivisionPROVIDENCE
Census Block Group2
Census Block2029
Census Tract1601

Owner

Source: Providence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 BANCROFT ST, PROVIDENCE, RI 02909-3519
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 1997 · Amount on Record
Deed SaleOct 28, 1997 · Amount on Record
Deed Book / Page3662 / 174
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPROVIDENCE RI
Property Address45 BANCROFT ST, PROVIDENCE, RI 02909-3519
Document Number12509-71
Instrument DateOct 4, 2019
Transaction TypeMortgage
Record UpdatedOct 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45-47 BANCROFT ST PROVIDENCE RI 029093519, PROVIDENCE, RI 02909-3519

Mortgage

Document Number12509-71
DateOct 10, 2019
Book Page012509/000071
Instrument238993
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Providence City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityProvidence City
Unified School DistrictProvidence School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,398.00$506,700 (+116.17%) Land $102,000 Building $404,700$533,311
2023$234,400 Land $61,800 Building $172,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people · EPA ID RI1592024
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: AT&T, T-Mobile.

Nearby Properties on Bancroft St

Nearby Streets

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