45 Bancroft Rd, New Castle, DE 19720 Property Records

New Castle County property record for 45 Bancroft Rd, New Castle, DE 19720

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,872 sqft · built 2002
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$299,900 (Jul 2005)
Tax Bill	$2,770 (2025)
Deeds & Mortgages	Feb 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`10-041.10-201`

Property Details

APN / Parcel Number

Primary APN	`10-041.10-201`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
1st Floor Area	936 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	45 BANCROFT RD
City	NEW CASTLE
State	DE
Zip	19720-8847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WYNTHORPE
Legal Lot Number	50
Jurisdiction	NEW CASTLE DE
Township / Civil Division	NEW CASTLE
Census Block Group	1
Census Block	1008
Census Tract	16308

Owner

Source: New Castle County records · APN 10-041.10-201

Assessment roll updated April 13, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 BANCROFT RD, NEW CASTLE, DE 19720-8847
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2005 · Amount on Record
Deed Sale	Jul 25, 2005 · Amount on Record
Prior Sale	Nov 18, 2002 · Amount on Record
Deed Document Number	200573081
Record Updated	Jun 08, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEW CASTLE DE
Property Address	45 BANCROFT RD, NEW CASTLE, DE 19720-8847
Document Number	0000033604
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 08, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 BANCROFT RD NEW CASTLE DE 197208847, NEW CASTLE, DE 19720-8847

Mortgage

Document Number	0000033604
Date	Apr 29, 2020
Instrument	33604

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	SALT LAKE CITY, UT 84119

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Apr 28, 2060

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Colonial School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,770.00 (-1.95%)	$405,700 (+356.36%) Land $84,200 Building $321,500
2024			$332,100
2023	$2,825.00	$88,900 Land $10,900 Building $78,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Castle County (10003C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 100030163081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · Tropical Storm Isaias

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 95% of Delaware
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 309 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	ARTESIAN WATER COMPANY private · serves 231,114 people
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.